Homelessness in Los Angeles - Free Essay Example

Sample details Pages: 4 Words: 1242 Downloads: 10 Date added: 2019/03/26 Category Society Essay Level High school Tags: Homelessness Essay Did you like this example? The population of homeless individuals on the streets of Los Angeles is increasing day byday. Some people in the U.S keep on blaming the state officials while others believe thathomeless people are there by choice. However, there are many initiatives that the governmentand other bodies have put in place to ensure the homeless are sheltered. Don’t waste time! Our writers will create an original "Homelessness in Los Angeles" essay for you Create order I believe that all thesethree claims are right. This paper will go through three insights, explaining them in details to findout whether the city is making the right decisions in settling the homeless people.First of all, it is true that the Los Angeles County has come up with a master plan forconstructing houses for the homeless and also finding solutions related to unemployment, drugabuse and psychological health. Other cities have not used such logical ideas in solving thehomelessness issue, but instead have imposed regulations that prevent these individuals fromliving in the streets. A governmental body known as National Center on Homelessness andPoverty made a report that they carried out a survey. The survey revealed that 75% of the 187cities do not allow people to beg at some designated public areas. 43% have made it law that noone should be found sleeping in their cars and 53% of these cities have prohibited homelesspeople just to relax around (Arapoglou, Vassilis and Kostas 39). Los Angeles electedpersonalities agreed that enough is enough and decided to come up with a comprehensive idealthat could help resettle the homeless in the streets. The program received county funding, and theofficials housed many people, an act that impressed many. Despite all this, the problem ofhomelessness did not end. The primary reason for such an occurrence is that these countyofficials built expensive houses that homeless people could not afford (Stuart, 32). Governmentalinstitutions and bureaucracies have taken their time to solve the homelessness issue, though it isinevitable. They do that by approving development strategies and accustoming themselves toslow and complicated funding techniques. A recent survey shows that 81% of the totalpopulation of the homeless people was in California when they became homeless, meaning thatonly a few people migrated from other cities to come and live in the streets of L.A. (Baker, Tomand Joshua 40). The second issue is that some people believe that it is the laxity and carelessness of thegovernment that has led to the increase of homeless people in Los Angeles. This tells us that thecounty of Los Angeles is performing poorly in their quest to help the homeless find reasonableshelter. Building many affordable houses for the homeless and leaving the people who live intents is not solving anything. The government was planning to provide full housing for people,but they failed to understand that these people should live in these houses every time untileveryone else gets housing facility (Arapoglou, Vassilis and Kostas 39). These houses shouldnot be like prisons to the homeless but should provide them with the comfort they deserve. Acrisis house should not be like a permanent warehouse that is used to store human beings. Awelcoming centre or houses built to fit couples, ones designed to house families who have manychildren and for teenagers to sound reasonable. When one walks in the streets of Los Angeles,they see homeless people in every corner, some using makeshift encampments, some sleep inparks while others are living in some peoples homes. Such scenes bring about conversationswithin the neighbourhood with some people shouting, The government has lost theirmandate.(Stuart, 32). Since some people believe that these people live in the streets by choice,residents blame the county government for failing to come up with punitive regulations to help insolving the menace. The government should restrict sleeping in cars, living around the corners ofLos Angeles, use aggressive ticketing, etc. to discourage homelessness. The government isoperating at deficient speed to urgencies because years have passed since they came up with theidea of settling homeless people. Up to now, they have not finished transforming shelters forthese people living in the streets. The L.A Homeless Services cannot accomplish their setstrategies due to the bureaucracy in those offices (Wolch, Jennifer, Jason and Joshua 230). Whenthere were fire outrages, the county officials make announcements about the shelters they haveset aside for such emergencies. It is sad to see fire victims getting housing assistance from thecounty, but our brothers and sisters who are homeless are still making ends m eet in thesedungeons. Homeless people might be victims of domestic violence, poverty, poor housinginitiatives, etc., so they also need our help. We cannot tolerate such kind of negligence from thegovernment because these people need immediate help, whether we use available facilities liketemples and churches within the locality.Lastly, it might be a myth, but there is some truth in it that those homeless people we seein the streets are there because they choose to do so. It might be politically incorrect, but it istrue. This statement means that the city of L.A has failed to come up with regulations todiscourage homelessness. Why is it that many cities in the U.S have homeless people, but the highest percentage is in Los Angeles? (Wolch, Jennifer, Jason and Joshua 230).Homeless people in Los Angeles sleep in the cold without a roof to safeguard them, some ofthem sleeping in cars. It is not accidental for these people to live like this. Back in the year 2006,the federal law discouraged the officials of the city of Los Angeles from evicting the homelessfrom the streets. The federal court gave them an alternative to building shelters for these people.Let them eat asphalt. A City official said (Baker, Tom and Joshua 40).It is factual that some homeless people have decided to remain in the streets because they want tostay united with their families. Some also fear losing their property that is in the streets. It mightbe true that people have chosen Los Angeles because the weather is warm enough to give them afavourable condition, especially at night. It might also be true that most of the homeless peoplewho live in Los Angeles are mentally unstable. Some researchers have claimed that this is amisconception that is politically incorrect and divisive. Recent research only revealed that 28%of these individuals are psychologically disturbed (Arapoglou, Vassilis and Kostas 39). Therefore, mental illness cannot be ruled out at this juncture. It is a factor that leads tohomelessness in all the 187 cities where the researchers carried out surveys. Research revealsthat there are two kinds of homeless people in the streets of Los Angeles (Arapoglou, Vassilisand Kostas 39). The first group is those who require assistance from the government in buildingthem permanent houses. These people include the ones living with a disability, the mentallychallenged, those who have been homeless for an extended period and those individuals withcriminal records. The other group consists of individuals who should be rehoused due to beingrendered jobless or have been evicted from their houses. The city should find a way of dealingwith such cases urgently. Ending homelessness is not an easy task, and it requires patience. I believe the countygovernment of Los Angeles has not done enough to reduce the number of homeless people in thestreets. When we raise enough funds, we can build affordable houses to give shelter to thesepeople. The government should provide subsidies, social workers and assistance to the homelessfamilies that are being evicted from the streets. Such initiatives should be done immediatelythese people land in these streets for smooth execution. Permanent houses are better thanencampments since we cannot entirely end homelessness. We need to set our myths aside byidentifying the reality and coming up with solutions.

Philippine Dams - 9253 Words

Magat Dam Magat Dam in Ramon, Isabela used to be the largest dam in the Philippines back when it was built in 1983. The controversial San Roque Dam (featured previously) has since eclipsed it in both structural and reservoir size in 2004. Magat Dam generates 360 megawatts of electricity (with a water head of 81 meters high) and supplies irrigation water for approximately 85,000 hectares of farmland in Isabela and surrounding areas. The dam was constructed at a cost of 6.5 billion pesos and consists of 3.1 kilometers of rock-fill construction. The dam and its watershed is managed by the National Irrigation Authority (NIA), while the National Power Corporation (NPC) managed the hydroelectric plant, before the plant was turned over to SN†¦show more content†¦The dam helps minimize floods by absorbing the high peak flows by releasing water over longer periods. The Ambuklao Hydroelectric power facility stands as a symbol of one of the biggest accomplishments in power development by the Philippine government, an engineering feat which Filipinos are proud of. http://www.cityofpines.com/ambuklao.html Ambuklao Dam Province: Benguet 16 ° 27.587N 120 ° 44.733E The Biggest rock filled dam in Asia, Ambuklao Hydroelectric Dam is considered one of the huge projects that happened in the Cordillera Area, one of the first two Dams constructed along Agno River (the other is Binga DAM) during the early 1950s. Concerning its hydraulic structure, NPCs Ambuklao Dam, have a height of nearly 100 m in the upstream of the Agno. http://www.waypoints.ph/detail_gen.php?wpt=ambukd Ambuklao Dam, a beautiful monstrosity? From a distance, Ambuklao Dam in Bokod, Benguet looks like a mirage. An apparition amidst the ruggedness of this part of the Cordillera. But it’s thunderous waters crashing below the dam’s gates nudges you back to reality. The long uphill climb from Baguio to Ambuklao Dam is one of the spectacular routes in Benguet, but probably second only to that of Halsema Highway minus the redolent stench of chicken dung along the road. Pantabangan Dam can be seen along the route. Deep vales and soaring misty mountains just take one’s breath away and at the same time, the crisp cool air perfumed by standsShow MoreRelatedTop Ten Biggest Dams in Asia15124 Words   |  61 PagesThe Ten Biggest Dams in Asia Human’s never ending need of water dates back from the start of our existence. In the earlier days our ancestors have always been relying on the naturally occurring dams found in nature. But with the rapid increase of population, these natural dams are now very insufficient in providing enough water to supply the peoples demand for water. 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Finding Success Essay Example For Students

Finding Success Essay Being successful to me is a dream, a dream that I want to turn into reality. Life has never been easy on me, I come from a single parent home just like many people do but mine came with a very sad plot twist. Since the age of three I lost contact with my father, one day I was told to give my dad a goodbye hug and kiss, I watched him walk through the door thinking he would come back in a few hours. At the time I was too young to understand that my father the man I saw as my hero, my first love he was leaving me because he had made some wrong decisions and now had to pay for what he had done. Little did my family know that the man who claimed to be strong and said he would make thing better for us was scared he didnt want to be away from the beautiful family he had created. He was astonished that all he had worked for everything was falling apart because of one mistake. My father choose to flee the country thinking he could be able to start a whole new life in a different place, leaving my mother in debt and to struggle with raising three children on her own. When I was fourteen I got the opportunity to become very close to him all over again. Everything was going great, until I found out a my dad had been lying to me, the man who was my best friend become a stranger in my eyes. As of December of two thousand twelve my dad has been in prison. The following eighth of May my grandmother passed away, losing two very important people in my life caused me to fall into a very deep depression. Because of my depression I developed an eating disorder, losing weight was the only thing that made me happy. A few months later I was being hospitalized because one of my kidneys was not functioning properly. My mother was standing next to me, I could see it in her eyes her emotions where a huge mix of disappointment, fear, and vulnerability. Thats when I realized that I was making a huge mistake, not only was I hurting myself but also the people who loved me. Determined to battle against both my depression and eating disorder I began to change my life for the better. It took a lot of determination, there was times when I felt like giving up but my mom was my biggest supporter she motivated me so much constantly reminding me of how I promised her I would be successful. I went to many therapy sessions, but honestly they didnt help me much. So I chose to read books about how to be successful, they motivated me to reach my goals and make my mom proud. About five months later I defeated my eating disorder I was no longer the lanky girl who weighed eighty seven pounds, I was a strong minded girl who had a desire to succeed in everything she did. I now see how much she has sacrificed to be able to give me the life I have, for that I will always be thankful that I was blessed with a mother like mine. We were brought into this crazy world for a reason, I like to think the reason I am here is because I am going to be extremely successful someday, and I will be able repay my mother for all she has done.

Led Zeppelin IV free essay sample

This is the CD. Though originally released in 1971, the distinctive and varied songs are timeless. It has everything: hard (but not metal) rock with songs like â€Å"Black Dog† and â€Å"Rock and Roll,† funky blues in â€Å"When the Levee Breaks† and â€Å"Misty Mountain Hop,† and folk in â€Å"Going to California† and â€Å"Battle of Evermore.† The incorporation of the harmonica, played by incredible vocalist Robert Plant in â€Å"When the Levee Breaks,† the mandolin played by guitarist Jimmy Page in â€Å"Battle of Evermore† and the use of four drumsticks by John Bonham in, you guessed it, â€Å"Four Sticks,† helps make each unique. Every song is a masterpiece, especially â€Å"Stairway to Heaven,† arguably the best rock song of all time. Seven of the eight songs on â€Å"Led Zeppelin IV† were huge radio hits back when the album was released not that surprising since this is still the fourth best-selling album of all time. The creative intensity in both melodies and lyrics shine through in every song. We will write a custom essay sample on Led Zeppelin IV or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The band’s amazing skills and style paved the road for harder rock bands including Black Sabbath and Blue Oyster Cult. The lyrics contain no curse words, and actually make you think. There is no musician or band today that comes close to Led Zeppelin’s greatness. What makes them truly brilliant is that all the songs were written by band members, mostly Jimmy Page and Robert Plant. Even though it only contains eight songs, each is longer than average and much better than any around today. Whether you’re a Led Head or have never heard of the band, â€Å"Led Zeppelin IV† is awesome and a great addition to any music collection.

Implicit Association Test Essays

Implicit Association Test Essays Implicit Association Test Essay Implicit Association Test Essay Point: Implicit Association Test By: Jessica Dodd Jessica Dodd December 27, 2010 ETH/ 125 The results for my IAT were: (1) 35% strong automatic preference for young people compared to old people, (2) 29 % moderate automatic preference for young people compared to old people, (3) 16% slight automatic preference for young people compared to old people, (4) little to no automatic preference between young and old people, (5) 4% slight automatic preference for old people compared to young people, (6) 2% moderate automatic preference for old people compared to young people, and (7) 0. % strong automatic preference for old people compared to young people. My data suggests that I prefer young people for old people in general. I have to agree to my results because I am prejudice against those who are old in terms of a resource for information. In this world we live in, it is the young teaching the old about the new world. Technology advances and everything that surrounds have propelled young people to be much more successful and the new thinking has increased the standard of living. I do not believe it is difficult to measure a person’s prejudice, this test though rather boring, proved my prejudice for preferring young people over the old. I still think there are old people who contribute however it is the young who will continue to influence the world and take society into new places. Sociologists probably use similar tests like this and another test they might take are surveys which contain statements that might suggest prejudice.

Max Weber on Culture, Authority, and the Iron Cage

Max Weber on Culture, Authority, and the Iron Cage With Karl Marx, Émile Durkheim, W.E.B. DuBois, and Harriet Martineau, Max Weber is considered one of the founders of sociology. Living and working between 1864 and 1920, Weber is remembered as a prolific social theorist who focused on economics, culture, religion, politics, and the interplay among them. Three of his biggest contributions to sociology include the way he theorized the relationship between culture and economy, his theory of authority, and his concept of the iron cage of rationality. Weber on the Relationships Between Culture and Economy Webers most well-known and widely read work is The Protestant Ethic and the Spirit of Capitalism. This book is considered a landmark text of social theory and sociology generally because of how Weber convincingly illustrates the important connections between culture and economy. Positioned against Marxs historical materialist approach to theorizing the emergence and development of capitalism, Weber presented a theory in which the values of ascetic Protestantism fostered the acquisitive nature of the capitalist economic system. Webers discussion of the relationship between culture and economy was a ground-breaking theory at the time. It set up an important theoretical tradition in sociology of taking the cultural realm of values and ideology seriously as a social force that interacts with and influences other aspects of society like politics and the economy. What Makes Authority Possible Weber made a very important contribution to the way we understand how people and institutions come to have authority in society, how they keep it, and how it influences our lives. Weber articulated his theory of authority in the essay  Politics as a Vocation, which first took form in a lecture he delivered in Munich in 1919. Weber theorized that there are three forms of authority that allow people and institutions to attain legitimate rule over society: 1. traditional, or that rooted in the traditions and values of the past that follows the logic of this is the way things have always been; 2. charismatic, or that premised on individual positive and admirable characteristics like heroism, being relatable, and showing visionary leadership; and 3. legal-rational, or that which is rooted in the laws of the state and represented by those entrusted to protect them. This theory of Webers reflects his focus on the political, social, and cultural importance of the modern state as an apparatus that strongly influences what happens in society and in our lives. Weber on the Iron Cage Analyzing the effects the iron cage of bureaucracy has on individuals in society is one of Webers landmark contributions to social theory, which he articulated in  The Protestant Ethic and the Spirit of Capitalism. Weber used the phrase, originally  stahlhartes Gehuse  in German, to refer to the way the bureaucratic rationality of modern Western societies comes to fundamentally limit and direct social life and individual lives. Weber explained that modern bureaucracy was organized around rational principles like hierarchical roles, compartmentalized knowledge and roles, a perceived merit-based system of employment and advancement, and the legal-rationality authority of the rule of law. As this system of rule common to modern Western states is perceived as legitimate and thus unquestionable, it exerts what Weber perceived to be an  extreme and unjust influence on other aspects of society and individual lives: the iron cage limits freedom and possibility. This aspect of Webers theory would prove deeply influential to the further development of social theory  and was built upon at length by the critical theorists associated with the Frankfurt School.

Egan's integrative approach to counselling Essay

Egan's integrative approach to counselling - Essay Example 1. Where am I now? (Identifying and clarifying problem situations and unused opportunities) 2. Where do I want to be? (Developing a preferred scenario) 3. How do I get there? (Formulating strategies and plans)† (The Egan model, Prospects Graduate, 2007). At a next level, the analysis of each phase is depended on the particular characteristics of the problem under examination and the circumstances in which this model will be applied. Generally, it has been supported that â€Å"phase 1 will almost certainly involve self awareness and some opportunity awareness, while phase 2 requires the relation between these to be established and some aspects of decision learning may be required in both stages 2 and 3, while phase 3 is mainly related to transition learning† (The Egan model, Prospects Graduate, 2007). In counselling the use of Egan’s model (as developed above) can be extensive, it depends though on the needs of each particular case and the environment (social, poli tical or other) in which this model will be applied. In the organizational environment, the application of Egan’s model has to be based on specific criteria and terms. In this context, it has been supported by Smith et al. (2002, 197) that â€Å"organizations currently operate with a facade of rationality, ignoring emotional reality while the leverage for such change lies in working at team/group level meetings, changing the quality of interactions to enhance authenticity and create emotional openness† (Smith et al., 2002, 197).

Geol 3372 Petrography Adopt a rock Research Paper

Geol 3372 Petrography Adopt a rock - Research Paper Example A field research was done where the rock was identified, and physical examination done to substantiate its characteristics. The paper seeks to explain the various types of hornblende andesite and their location around the world. An understanding on the on the plate tectonics association is important in understanding the natural processes that necessitated the formation of the rocks in the various location regions in the world. The thin report section gives the complete picture on the physical and chemical composition of the hornblende andesite detailing its mineral composition. The three minerals that make up the hornblende are Plagioclase, Sanidine mineral, and the Hornblende mineral. A hand sample showing dark gray hornblende in a very fine-grained groundmass is also illustrated further to exhibit some of the physical characteristics of hornblende. Hornblende is a common rock-forming mineral that is found in igneous and metamorphic rocks. Hornblende andesite has several different types of minerals at varied percentages (Kepezhinskas 246). The crystals vary in chemical composition, but they are all double chain in silicates with similar physical characteristics. The chemical composition of the minerals include metals, such as magnesium, chromium, calcium, sodium, iron, aluminum, silicon, fluorine, manganese, potassium, and hydroxyl (Kepezhinskas 246). The above chemical substances vary in percentages. It is composed of calcium, sodium, magnesium, iron aluminum, silicon, and Fluorine and hydroxyl groups. Different composition of these chemical substances makes the appearance or the optical properties of the rock to differ .The general optical characteristics of the hornblende andesite are: Fig 1.1 shows a hand specimen showing a dark gray hornblende in the very fine-grained groundmass (Kepezhinskas 246). The hornblende andesite minerals consist of the different chemical

The Role of Literacy in Society Essay Example for Free

The Role of Literacy in Society Essay Adult literacy is essential to the economics of modern nations. It is crucial to individuals to have proficient literacy skills to make a difference to their prosperity. In 2003 the National Assessment of Adult Literacy used the following as a definition of literacy: using printed and written information to function in society, to achieve ones goals, and to develop ones knowledge and potential. This definition does not simply mean comprehending text it includes the range of information-processing skills that adults use in home, work and community. Literacy can be subdivided into three different categories: prose literacy, document literacy, and quantitative literacy. Prose literacy is defined as editorials, news stories, poems and fiction; these can be broken down into two categories expository prose and narrative prose. Expository prose is printed information that defines, describes, or informs. Narrative prose tells a story. Prose literacy is divided into 5 different level of learning. The first level of prose requires a person to read a short passage of text and locate a single piece of information that is identical with the information given. The second level of prose literacy requires a person to locate a single piece of information in the text, compare and contrast easily identifiable information based on criteria provided in the question, or integrate a few pieces of information, when distracters were present or when low level inferences were required. Level 3 of the prose requires a person to match literal or synonymous information in the text with that requested in the question, to integrate many pieces of information from dense or lengthy text, or to generate a response based on information that could be easily identified in the text. The fourth level requires a person to search through text and match multiple features, and to integrate multiple pieces of information from complex passages. The last level requires a person to search through text and match several features contained in dense text with a number of plausible distracters, to compare and contrast complex information, or to generate new information making high-level inferences. Document literacy is defined documents that are short forms or graphically displayed information found in everyday life. Some examples of document literacy are job applications, payroll forms, transportation schedule, etc. Document literacy is also divided up into five levels of document literacy. The first level is requires a person to locate information based on a literal match to the question or to enter information from personal knowledge into a document. The next level requires the reader to match a piece of information either when several distracters were present or when low-level inferences were required. Level 3 requires a person to integrate multiple pieces of information from one or more documents. The fourth level requires a person to perform multiple-feature matches, cycle through documents, and integrate information, all of which required high-level inferences. The fifth level requires a person to search through a complex displays that contained multiple distracters, to make high-level text-based inferences, and to use their specialized knowledge. Quantitative literacy is information that is displayed visually through graphs, charts, etc. Quantitative literacy like the other types of literacy is divided into five different levels. The first level requires a person to perform single, relatively simple arithmetic operations, such as addition, when the question included the numbers to be used and the arithmetic operation to be performed. The second level requires a person to locate numbers by matching the required information with that given, infer the necessary arithmetic operation, or perform an arithmetic operation when the tasks specified the numbers and the operation to be performed. The third level requires a person to locate numbers by matching the required information with that given, infer the necessary arithmetic operation and perform arithmetic operations on two or more numbers, or to solve a problem, when the numbers must be located in the text or document. The fourth level requires a person to perform two or more sequential arithmetic operations or a single arithmetic operation, when the quantities could be found in different displays, or when the operations had to be inferred from semantic information given or drawn from prior knowledge. The last level requires a person to perform multiple arithmetic operations sequentially, when the features of the problem had to be extracted from text; or when background knowledge was required to determine the quantities or operations needed. The relationship between economy and literacy is a crucial and well documented relationship. In a Canada study close to 50% of adults with a low literacy lived in low-income households, compared with only 8% of adults with high literacy lived in high-level incomes. This clearly shows what low literacy is capable of doing to the economy of the country. Also during that study it found that the risk of living in a household below the poverty lines is six times greater for a person that is at level one than someone that is at level four or five. It did say however the risk is significantly decreased from 50 percent to 22% if the level of literacy is increased from the first level to the second level. The other interesting fact is that women make about half of what men. This translates to all levels of literacy no matter what level of literacy it seems that women make about half of what the men make in that literacy level. If more of the population were literate it would increase the wealth of the entire nation. In conclusion it is clear that adult literacy is essential to the economics of modern nations. Many are below literacy level and these effects the economics of a country because the low literacy directly affects the wealth of an individual thus effecting countries wealth. Bibliography 1. The Value of Words: Literacy and Economic Security in Canada, Vivian Shalla and Grant Schellenberg The Centre for International Statistics Canadian Council on Social Development 2. Literacy in a thousand words. Beatriz Pont and Patrick Werquin, Education and Training Division, Directorate for Employment, Labour and Social Affairs Published: November 2000 3. Hughes, Languages and writing from class.

Video-psychology-past, Present Essay -- essays research papers

Past, Present, and Promise   Ã‚  Ã‚  Ã‚  Ã‚  'Past, Present, and Promise'; is the first volume in the twenty-six volume set. The video begins by introducing the series and going over basic definitions such as the definition of psychology. The video continues on by giving an example of a disorder that psychologists may work with- multiple personality disorder. A woman who has an extreme case of this disorder is introduced. At times she believes she is a scared seven year old girl named Carol, and at other times she has a coarse personality of a man named Devan. After describing the characteristics the host explains how this disorder is usually caused by childhood traumatic/sadistic experiences and is used to mask emotions.   Ã‚  Ã‚  Ã‚  Ã‚  In introducing behavior, the video shows several clips from Candid Camera back in the 50s. Junior High boys and girls have conferences with their new teacher who is either a handsome man or an attractive woman, pairing the boys with the woman and the girls with the man. Once the teacher walks away both the girls and boys either break out into laughter or smile embarrassingly. Why did they act this way? The video states that two factors affect personality: dispositional and situational. Dispositional factors are those that are a part of us and internal such as genetics, attitude, and personality. Situational factors are those that come from the environment such as sensory stimulation, rewards, and punishments.  ...

Tqm Final Project

ASSIGNMENT OF Total Quality Management Submitted To: Prof. Sajid Javaid Akbar Submitted By: M. Farhan Akhtar [Group Leader] Section: â€Å"D† Roll No: 835 B. Com (HONS), Semester: VI Topic: â€Å"Employee Involvement† HAILEY COLLEGE OF COMMERCE UNIVERSITY OF THE PUNJAB |Sr # |Group members |Roll No. |1 |Muhammad Salman nisar |818 | |2 |Muhammad Uzair Bin Nasir |822 | |3 |Adnan Javed |830 | |4 |Muhammad Farhan Akhtar |835 | | |[Group Leader] | | |5 |Khizer Ali |875 | To Whom It May Concern: We allowed the group, lead by Mr. Muhammad Farhan Akhtar, of Hailey College of Commerce, to conduct the research for their course, Total Quality Management, on the topic of Employee Involvement. Nasir Mahmood Director, Madina Builders. |Sr # |Table of Contents |Page No. |1 |Executive Sumary |09 | |2 |Research Proposal Overview |11 | |3 |Research project Overview |15 | |4 |Observation and Preliminary Data Gathering |18 | |5 |Problem Definition |19 | |6 |Theoretical Framework |20 | |7 |Relationship Between Variables |25 | |8 |Hypothesis |27 | |9 |Questionnaire Sample |29 | |10 |Analysis And Interpretation |30 | |11 |Deduction |33 | |12 |Reference |34 | Acknowledgement First I bow my head before Almighty Allah who has enable me to write on this assignment.. I am also indebted to my respected Instructor Prof. Sajid Javaid Akbar whose guidance encouraged me in writing this Project. I am also thankful to my friends who provided me the help and suggestions when and where needed. Dedication We dedicated our project To our respected Teacher â€Å"Prof. Sajid Javaid Akbar† Proposal For EMPLOYEE INVOLVEMENT while working at MADINA TRADERS (a Construction Company).Executive Summary The purpose of the research report is to ascertain the level of EMPLOYEE INVOLVEMENT while working at MADINA TRADERS (a Construction Company). That the company realizes that their employees are not as involved as they should be , so being a researcher we conduct some research on it . We design a questionnaire related to their problem to the target Employees and distribute this questionnaire to the Employees to get their feedback to solve the problem. If you want to retain your Employees, learn what their expectations are and do what you can to increase their motivation level, their commitment and making work a positive experience.Managers are worried about the increasing hesitation and changing attitude of Employees so, in order to know the Employees Involvement level and want to identify the factors which cause the changing commitment & motivation level. The purpose of our study is to know how to improve the Employees Involvement level and its commitment at MADINA TRADERS. So that the management makes good efforts to ensure availability of good services to the customer. So, the research team of 5 members having research educational background will be assigned to study the factors. The scientific research design and methodology will be adopted for designing, c ollecting and analyzing the data and the results will be proposed to managers helping them get their reputation back. Before starting the research the appropriate time and budget is projected and allocated to the research.The non-probability sampling technique is used to construct the sample from at MADINA TRADERS. The data is collected through a structured questionnaire and some of the unstructured questions. [pic] Problem Statement: The management’s concern about Employees Involvement while working at Madina Builders. Research Objective: The purpose of our study is to know how to improve the Employees Involvement level and its commitment while working at Madina Builders. So that the management makes good efforts to ensure availability of good services to the customer. Literature Review: There’s a lot of research had already been done on while working at Madina Builders. But not as such in Pakistan. Importance of study:We are concern to while working at Madina Builder s, regarding working at Madina Builders. Research Design: ? Purpose of study: `Descriptive Study ? Unit of Analysis: Individuals ? Time Dimension: Cross sectional study ? Mode of investigation: Casual ? Sampling Design: Non-Probability ? Extent of researcher interface: Full control ? Data collection method: Primary Ethical Requirements: A good Ethical conduct will be adopted while conducting research. So that no body either respondent, sponsor or the research team suffer adverse consequences from research activities. Nature and form of result: Result is given in the following forms: ? Graphs ? Charts ? Description ? Tables etc†¦ Qualification of researcher:B. Com (HONS) 6th Semester†¦ Engage in class study project. Budget: The following are the cost which spent on this project. Cost summary Travel cost500 Questionnaire development250 Printing cost200 Data entry150 Refreshment during Interviews400 Telephone200 Total cost1700/- Schedule of project: ? Meeting among research t eam members. ? Meeting between Research team and management. ? Interaction with subject/respondent. ? Filling of questionnaire ? Making Project Report Facilities and Special resources: We are expecting Coordination and corporation from the management of the Departmental Store. [pic][pic] Project Report On â€Å"EMPLOYEE INVOLVEMENT†Phases and task steps in Project Study Phase I: Determination of the information research problem. Task Step 1: Determine and clarify management’s information needs. Task Step 2: Redefine the management problem as a research problem. Task Step 3: Establish research objectives and determine the value of the information. Phase II: Development of the appropriate research design. Task Step 4: Determine and evaluate the research design and data sources. Task Step 5: Determine the sample plan and sample size. Task Step 6: Determine the measurement issues and scales. Phase III: Execution of the research design. Task Step 7: Collect and process data .Task Step 8: Analyze data. Task Step 9: Transform data structures into information. Phase IV: Communication of the results. Task Step 10: Prepare and present final report to management. Background Here we give the history and information of the company. The firm was established about Three years ago with a motive of flourishing and providing better emplacement opportunities to the people concerning this business and also to earn livelihood for us and for our employees. Principal of the company 1. Mr. Mahhmood Ghaznavi (DAE Civil) 2. Mr. Nasir Mahmood (CA finalist) Company Profile Name of Company Madina Builders Engineers, contractors& General order suppliersAddress Office No # 4, Forth floor, Zuhra Heights, Main Market, Gulberg, Lahore. List of Employees 1. B. Sc Civil Engineer2 2. B. Sc Mechanical Engineer1 3. Sub Engineer2 4. Quality Surveyor1 5. Work Supervisor3 6. Operator Cum Mechanic1 7. Skilled Labor6 8. Labor9 9. Plumber1 10. Electrician1 11. Peon2 12. Driver 2 13. Chokidar 3 Step 1: Observation The manager of the departmental store observes that customers are perhaps not as pleased as they used to be. The manager may not be certain that this is really the problem but may experience anxiety and some uneasiness that customer satisfaction is on the decline. Step 2: Preliminary data gatheringAs we study the manager’s observation we discover the undisguised structured, direct and non-participant observation. ? Employees qualify to be the participant of data collection. ? The management’s concern about Employees Involvement while working at Madina Builders (a Construction Company). ? We get Employees response at the work days because of the availability of majority of the Employees. ? Direct interaction with Employees through Questionnaires and interviews. ? The place of study is a Construction site. Purpose of preliminary data collection. Our purpose to collect preliminary to identify and solve the management problem. And to convert manageme nt problem into research problem.Sources of Data Collection: ? Questionnaire ? Interviews ? Observation ? Survey ? Internet ? Books ? Publications ? Journals Primary data collecting will help us to develop a theoretical framework and a testable hypothesis and to solve the problem with precision and clarity and ensure us that important variable is not left out from the study. So our efforts are not wasted on the already known things to the management. Step 3: Problem Definition â€Å"Decrease in Motivation and Employee Involvement level† Step 4: Theoretical Framework Introduction to EMPLOYEES INVOLVEMENT: Getting employees' ideas and getting their involvement is critical in our rapidly changing world.If your company is going to be competitive, it's mandatory to involve not just hands, but the ideas from everyone in your organization. by Gregory P. Smith Why is it important to capture ideas and suggestions? For starters, the process improves individual motivation and morale. In volvement programs help capture the creativity, energy, and ideas many people have. They also allow departments and individuals to work cross-functionally, and create an environment of learning and constant renewal. They improve work methods and processes continually, reduce the costs of doing business, improve safety, and reduce accidents. Exchanging ideas always improves communication and the knowledge that top management is open and willing to act on the ideas improves trust.Instead of passing untested ideas up the chain of command, the employee who originates an idea has responsibility for its achievement. They follow a three-step work process: ? Study it ? Pilot it ? Adopt it Idea Campaigns. Most suggestion programs fail. Suggestion boxes sit and collect dust and approved suggestions are few and far between. An effective variation to the suggestion program is the Idea Campaign. Over and done with in three weeks, this steroid-enriched campaign generates hundreds of ideas. The go al is to get at least one idea from everyone in the organization. For the first idea, each person receives a small token of appreciation such as a coffee cup.A second idea is acknowledged with another form of appreciation. At the end of each week, a special award ceremony recognizes everyone who turned in ideas or suggestions Suggestion System: ? An employee (associate) idea process openly invites ideas from individuals or groups in an organization. ? Each idea is treated with respect, fairly evaluated and every effort is made to work toward its timely closure, striving to implement every idea possible. ? Feedback and mentoring is invested with the participants so they can clearly define their ideas and the future ideas they develop. ? All people involved in the process are appropriately recognized and acknowledged for their efforts. A result of the process improves all aspects of the organization and is a rewarding experience for participants. Employee involvement in Total Quality Management Total Quality Management is one of the major â€Å"workplace change† programmes used in Britain, but few studies have addressed the effects on employees. New research evidence questions optimistic and pessimistic accounts, finding that TQM is widely welcomed but that it does not lead to â€Å"empowerment†, and that success depends on certain conditions, notably job security. Employee Involvement Analysis falls into two main types: ? optimistic texts, which often prescribe ways of implementing TQM and assume a welcome from employees; and ? ritical studies, which either (a) equate TQM with intensified managerial control under the pretence of â€Å"empowerment† or (b) accept that TQM can be effective, but argue that in practice poor implementation has undermined this promise. The critical studies often argue that TQM undermines the representative role of trade unions by strengthening direct links between employer and employee. (a) Employee views More tha n four-fifths of the sample of employees saw quality as the crucial issue for their organisations or as very important. Almost two-thirds felt that employees had a â€Å"great deal† or a â€Å"fair amount† of influence over quality, and over 70 per cent felt that their own involvement in problem-solving had increased. Five employees in six identified the presence of meetings designed for problem-solving.Of the sample, 72% felt that there had been an increase in communication activity recently. The most favourably evaluated method was team briefing, followed by informal communication with individual managers. It was direct, face-to-face, communication which employees most valued. Workers also reported more stress and higher levels of work effort. A key result was that reported levels of trust between management and worker were no higher than in organisations without TQM initiatives. (b) Management and worker expectations Many proponents of TQM claim that it â€Å"empow ers† workers. Critics equate it with work intensification and stress. The study finds that neither picture is accurate.Managements in the organisations studied did not use the language of empowerment and had more pragmatic goals. One manager summed this up: â€Å"empowerment is not a word used at local level; we can and do involve people more but we need to have constraints†. Workers reported higher effort levels, but most liked the pace at which they worked. Those who were working harder and who were most subject to the measurement of their performance were also the most likely to favour quality programmes. These programmes seem to promote a narrowly focused but real sense of discipline and purpose, rather than being a means to make workers work harder, the report concludes. c) Conditions for success Acceptance of TQM was greatest where several conditions prevailed. ? A strong sense of job security was a key element in encouraging acceptance of quality initiatives. ? T raining was important; it was not the overall amount which mattered, but the extent to which programmes were specifically linked to quality or teamwork. ? Cooperative relationships with employee representatives were an important element in easing the acceptance of TQM. All the case study firms were unionised, and it was found that firms which maintained working relationships with their unions were also the most likely to maintain their quality programmes effectively. Short-term pressures tended to undermine TQM initiatives. They were of two kinds: production pressures, which made it hard for quality activities to be maintained; and financial pressures, which could reduce the resources for and commitment to TQM. Do employee involvement and TQM programs work? The employee involvement literature emphasizes design of the work and business units for fuller business involvement and employee motivation. In addition, employee involvement emphasizes making the employee a stakeholder in busin ess performance There is a strong correlation between the adoption of employee involvement approaches and the use of TQM practices†¦The extent to which companies employ the core TQM practices, the production-oriented practices, collaboration with customers, and cost-of-quality monitoring all have a highly significant relationship to our measure of overall employee involvement use. The relationship to the development of knowledge and skills is particularly strong, demonstrating the strong emphasis in TQM programs on the development of skills. TQM's relationship to power sharing is also very strong, reflecting the focus in TQM on problem solving and decision making groups in general and on work cells and teams. The findings with respect to the combined impact of TQM and El are not unexpected: most TQM proponents advocate high levels of employee involvement as part of their TQM efforts.However, the findings do make a very important point: the impact of TQM programs that do not als o include El practices will be less positive both for employee outcomes and for performance outcomes. TQM Defined TQM is a management philosophy that seeks to integrate all organizational functions (marketing, finance, design, engineering, and production, customer service, etc. ) to focus on meeting customer needs and organizational objectives. TQM is the foundation for activities, which include: ? Commitment by senior management and all employees ? Meeting customer requirements ? Reducing development cycle times ? Just In Time/Demand Flow Manufacturing ? Improvement teams ? Reducing product and service costs ? Systems to facilitate improvement ? Line Management ownership ? Employee involvement and empowerment ? Recognition and celebration Challenging quantified goals and benchmarking ? Focus on processes / improvement plans ? Specific incorporation in strategic planning There are three major mechanisms of prevention: 1. Preventing mistakes (defects) from occurring 2. Where mistakes can't be absolutely prevented, detecting them early to prevent them being passed down the value added chain (Inspection at source or by the next operation). 3. Where mistakes recur, stopping production until the process can be corrected, to prevent the production of more defects. (Stop in time). Identify Variables At this step we identify the possible variables and elaborate the relationship among them.Then we describe the nature and direction of these variables. Identify variables: ? Wages ? Working place ? Working hours ? Management behavior ? employees participation Labeling: INDEPENDENT VARIABLES DEPENDENT VARIABLES Relation between Variables INDEPENDENT VARIABLES DEPENDENT VARIABLES Step 5: Generation of Hypothesis ? If wages are good than the Employee involvement will increase. ? If working place is good than the Employee involvement will increase. ? If working hours are suitable than the Employee involvement will increase. ? If management behavior is good than the Employee i nvolvement will increase. If employees are allowed to express their view than the Employee involvement will increase. Possible Outcomes: Possibility 1. ? If wages > than the > Employee involvement ? If working place > than the > Employee involvement ? If working hours < than the > Employee involvement ? If management behavior > than the > Employee involvement ? If employee participation > than the > Employee involvement Possibility 2: ? If wages < than the < Employee involvement ? If working place < than the < Employee involvement ? If working hours > than the < Employee involvement ? If management behavior < than the < Employee involvement If employee participation < than the < Employee involvement Step 6: Research Design As we know that decrease in Employee Involvement level is our current problem, so that’s why we design research in such a way that after conducting research we will able to identify, what the main causes of that particular problem. In this section we follow the following steps: Sample Selection In this we select the sample (to whom we are going to research). i-e number of person. Data collection We did test the questionnaire with a small sample of Employees using Construction site. The instruments submitted for design an effective questionnaire and then distributed as we can. QuestionnaireWe are conducting a research to know Employee’s Satisfaction level while working at Madina Builders. Q-1 Are You Happy With Behavior Of: Good Average Poor 1. Top Management 2. Colleagues Q-2 Facilities Provided By Company: Yes No Transport Medical Other Q-3 Are You happy With The Working Environment: YesNoNo opinion Q-4 Are Wages & Salaries Paid On Time : YesNoNo opinion Q-5 Working Hours Are In Accordance With The Labor Law: YesNoNo opinion Q-6 You Are Provided The Necessary Tools & Machinery For Work: Yes NO No opinion Q-7 Your Experience Of Working At Madina Builders : ExcellentGoodBad Q-8 Any improvement you want in Madina Builders? (Sugge stions) | Survey collected by: Step 7: Analysis and Interpretation DATA ANALYSES: We reviewed the questionnaire which return and make a weekly report listing Employees who were dissatisfied or who submit negative comments. We improved timeline in resolving Employees complaints each month we make a report consisting of frequencies and category percentages for each question. We proposed to include at least one question dealing with overall satisfaction. A performance grid will identify items need improvement with an evaluation of priority.Interpretation of data with the help of graphs: [pic] Employees are satisfied with the behavior of: [pic] Facilities Provided By Company: [pic] Employees are happy with the environment: [pic] Working Hours Are In Accordance With The Labor Law: |Variables: |% of | | |Persons | |Yes |71 | |No |20 | |No Opinion |9 | Figures in %age* Step 8: Deduction We all the group members worked with devotion to identify the variables that affect the sale. We worked in a team and experienced the quality of team building in us.Every member of us has done her work on the given time, which the team leader assigns to every member. In this time span in which we complete our project, there is a management in our whole session. For example, time management, self management, financial management etc. So from all above study there is a reason to believe that there are certain factors responsible for the specific problem upon which we are focused our research. We identified all factors and give suggestions in form of Hypothesis which contribute to bring back the desired Consumers Satisfaction level. Conclusions: TQM encoureges participation amongst shop floor workers and managers.There is no single theoretical formalization of total quality, but Deming, Juran and Ishikawa provide the core assumptions, as a â€Å"†¦ discipline and philosophy of management which institutionalizes planned and continuous†¦ improvement †¦ and assumes that qua lity is the outcome of all activities that take place within an organization; that all functions and all employees have to participate in the improvement process; that organizations need both quality systems and a quality culture. â€Å". â€Å"Quality programmes can†, the study says, â€Å"be seen as catalysts†, bringing out workers' willingness to take responsibility and providing a focus and rationale for efforts at involvement.But involvement remained within tight limits and there were several factors, notably insecurity and financial constraints, which could undercut the promise of quality programmes. â€Å"The challenge†, the study concludes, â€Å"is to maintain TQM in the face of external pressures†. References Websites: Employee Involvement (www. employeeinvolvement. com) Search Engine (www. google. com) Appendices ? Questionnaire ? Charts ? Graphs ? Tables [pic][pic] ———————– Participation Behavior Hours Employee Involvement Place ice Wages Participation Behavior Hours Employee Involvement Place Wages Determination of information research problem Execution of the research design Development of research design Communication of the results Phase II Phase I Phase III Phase IV

Describe a Library Essay

Ok, so the topic on my card is to describe a library that I visited, and I suppose I would like to choose the library in my college, which is a landmark in my campus. Now going on to my next point which is what it looked like, from the google map when you overlook it you will see a big rectangular surrounded by grass land sand trees. Therefore, the layout of this building is very organized. But the north and east exterior wall are all glass curtain walls. This will make the library sun-filled enough in during the daytime. The most interesting design, is that there are two trees(I really do not know what kind, it just like some big shrubs ) just live in the center of the first floor. I think it could flourish all the year round just because of the air conditioner. Because it is very hard to find some books suit for my research subject in the library and all journals have online edition so I seldom borrow a book or journal from the library. I often read some newspapers and magazines in the library and sometimes I also see a movie with my girlfriend if I could take a small desk only for two people, such kind of place is very hot. Finally then, I think all college students have their own memories with their college library. It just like a friend accompany with you, you prepare the exam there and finish your graduate thesis there, I think that’s why many people would like to take a picture with their library when they will graduate from the college.

Metropolis (1927)

Metropolis (1927) Introduction Metropolis (1927) is a silent cinema, which is a prophetic (somewhat dramatic) science-fiction film produced in Germany by the Universal Film AG (UFA) at the height of the Weimar republic. Directed by Fritz Lang, produced by Erich Pommer and starring Brigitte Helm, Alfred Abel and Gustav Frà ¶hlich, the movie is considered to be the first of its kind, that is, of a science-fiction genre. It opened the door to a fictional world, influencing other fictional films such as Star Wars and Forbidden Planet. Advertising We will write a custom essay sample on Metropolis (1927) specifically for you for only $16.05 $11/page Learn More It is set in a futuristic city predicting the effects of technology and rapid industrialization (Minden Bachmann, 2002). Considered to be the biggest budgeted movie ever produced by UFA who found it hard to recoup its costs, the film revolves around a preacher/prophet named Maria (Brigitte Helm), who foresees the coming of a savior/mediator, and her love interest, Freder (Gustav Froehlich): the son of the city’s mastermind, Jon Fredersen (Alfred Abel). Main Body Maria and Freder meet at the eternal gardens, where Freder spends most of his time. Freder is amazed by her talk about togetherness and decides to follow her to the depths of Metropolis. On his way, he sees a horrific accident in the machine halls where workers work in despair. He confronts his father about it but is turned away on the notion that the workers deserved it. Freder, interested in the plight of the workers, is determined to do something but needs to track Maria first to learn more. This sudden interest forces Fredersen to hire an investigator to follow Freder. In the meantime, Fredersen witnesses Maria preaching patience in the hope that a savior who will reconcile the ruling and the working classes will emerge among them. Fredersen does everything in his power to destroy Maria and break the resistance. He orders the mak ing of a robot of Maria replica, which he would use to motivate the workers to violence so that he can apply force to them. To make this happen, he kidnaps Maria. Fredersen has a bigger plan to destroy the city. Fredersen is at odds with his son who sees himself as the savior and believes in Maria’s teachings. Metropolis is on the verge of total destruction as crowds hunt for Maria and her evil replica, and workers attempt to kill Freder and destroy the city’s generator driven by rage. Maria escapes to the workers’ city, which is now flooding with children left behind by the workers. The children were saved by Maria and Freder. The Maria double is burned revealing the machine. At the end, Freder acting as a mediator secures a truce between Fredersen and the workers.Advertising Looking for essay on art and design? Let's see if we can help you! Get your first paper with 15% OFF Learn More The film premiered on January 10, 1927 in Berlin an d was greeted with a strong attendance. The audience was blown away by the spectacular scenes and showered Lang and Helm with flowers at the end of the film. However, criticisms of the film were echoed around the world, especially from one of its inspirations, H.G. Wells who describes Metropolis as the silliest film ever. Conclusion Metropolis represents an important and crucial point in film history. Studies suggest that Metropolis consolidates to what silent cinema was about. Over forty copies were made for the premier in 1927 and not even one exists. Various versions (with missing parts-about a third of the original piece) of the Metropolis have been released with the 1997 edited American edition declared as standard for both domestic and oversee. In 2002, a restoration of the film was made to a 127 minute running time from lost footage. The latest restoration was in 2008, with the discovery of a lost footage from the 153-minute version. Though branded as the silliest film ever made, Metropolis is considered by many as one of the greatest movies of all time. Reference Minden, M., Bachmann, H. (2002). Fritz Langs Metropolis: Cinematic Visions of Technology and Fear. Studies in German Literature, Linguistics, and Culture. New York, NY: Camden House.

About the Congressional Reform Act

About the Congressional Reform Act The Congressional Reform Act, to many critics of the system, sounds good on paper. The purported legislation would place term limits on members of the ​U.S. House of Representatives and Senate, and strip lawmakers of their public pensions. If it sounds too good to be true, thats because it is. The Congressional Reform Act is a work of fiction, a sort of angry taxpayers manifesto that went viral on the Web and continues to be forwarded and forwarded again, with little regard for facts. Thats right. No member of Congress has introduced such a bill - and none would, given the widely circulated emails numerous half-truths and bogus claims. So if youre wondering when the Congressional Reform Act will pass the House and Senate, heres a little tip: It wont. The Text of Congressional Reform Act Email Here is one version of the Congressional Reform Act email: Subject: Congressional Reform Act of 2011 The 26th amendment (granting the right to vote for 18 year-olds) took only 3 months 8 days to be ratified! Why? Simple! The people demanded it. That was in 1971†¦before computers, before e- mail, before cell phones, etc. Of the 27 amendments to the Constitution, seven (7) took 1 year or less to become the law of the land†¦all because of public pressure. Im asking each addressee to forward this email to a minimum of twenty people on their address list; in turn ask each of those to do likewise. In three days, most people in The United States of America will have the message. This is one idea that really should be passed around. Congressional Reform Act of 2011 Term Limits. 12 years only, one of the possible options below.A. Two Six-year Senate termsB. Six Two-year House termsC. One Six-year Senate term and three Two-Year House termsNo Tenure / No Pension.A Congressman collects a salary while in office and receives no pay when they are out of office.Congress (past, present future) participates in Social Security.All funds in the Congressional retirement fund move to the Social Security system immediately. All future funds flow into the Social Security system, and Congress participates with the American people.Congress can purchase their own retirement plan, just as all Americans do.Congress will no longer vote themselves a pay raise. Congressional pay will rise by the lower of CPI or 3%.Congress loses their current health care system and participates in the same health care system as the American people.Congress must equally abide by all laws they impose on the American people.All contracts with past and present Congressmen are void effect ive 1/1/12. The American people did not make this contract with Congressmen. Congressmen made all these contracts for themselves. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, so ours should serve their term(s), then go home and back to work. If each person contacts a minimum of twenty people then it will only take three days for most people (in the U.S.) to receive the message. Maybe it is time. THIS IS HOW YOU FIX CONGRESS!!!!! If you agree with the above, pass it on. If not, just delete You are one of my 20. Please keep it going. Mistakes in Congressional Reform Act Email There are numerous errors in the Congressional Reform Act email. Lets start with the most obvious one - the incorrect assumption that members of Congress dont pay into the Social Security system. They are required to pay social security payroll taxes under federal law. Also see: Salaries and Benefits of U.S. Congress Members That wasnt always the case, though. Before 1984 members of Congress did not pay into Social Security. But they also were not eligible to claim Social Security benefits. At the time they participated in what was called the Civil Service Retirement System. The 1983 amendments to the Social Security Act all members of Congress to participate in Social Security as of Jan. 1, 1984, regardless of when they first entered Congress. Other Errors in Congressional Reform Act Email As far as pay raises, cost-of-living adjustments tied to inflation - such as the Congressional Reform Act email suggests - take effect annually unless Congress votes to not accept it. Members of Congress do not vote themselves pay raises, as the email suggests. There are other problems with the Congressional Reform Act email, including the claim that all Americans buy their own retirement plans. Studies show that most full-time workers actually participate in an employer-sponsored retirement plan. Members of Congress get retirement benefits under the same plans available to other federal employees. Meantime, members of Congress already are subject to the same laws the rest of us are, despite claims to the contrary by the Congressional Reform Act email. But lets not quibble over details. The point is: The Congressional Reform Act isnt a real piece of legislation. Even if it were, what are the chances members of Congress would vote to eliminate perks and jeopardize their own job security? But Why Not Term Limits for Congress? Despite the totally mythical nature of the Congressional Reform Act, the very real question of term limits for Congress has been debated for years. If the President of the United States is limited to two terms, why should the terms of senators and representatives not be similarly limited? Proponents argue that term limits would prevent the constant politicking, fundraising, and campaigning for re-election that seems to consume so much of Congress members’ time today, especially in the case of representatives who most run for re-election every two years. Those who oppose term limits, and there are several, say that in America’s democratic republic, elections themselves act as term limits. And, in fact, members of the House and Senate are required to face their local constituents every two years or every six years and re-apply for their jobs. If the people are unhappy with them, they can literally â€Å"toss the rascals out.† Along those same lines, term limit opponents point out that while the president serves all of the people, members of Congress serve only the residents of their states or local congressional districts. Thus, the interaction between members of Congress and their constituents is far more direct and personal in nature. Term limits, they argue, would arbitrarily negate the power of the voters to retain lawmakers they consider effective in representing them. Updated by Robert Longley

Qualitative Interface Evaluation Essay Example | Topics and Well Written Essays - 2000 words

Qualitative Interface Evaluation - Essay Example Since this task is important in software development, experts have agreed on eight most basic characters of a good user interface. While evaluating the interfaces in this paper it will be important to look at these characteristics because they will be the basis of over evaluation. The techniques for interface evaluation among other parameters will be looking at these characteristics. They include: 1. Clear The main aim of any interface to enable users access information and complete their tasks with a lot of ease. Have a clear interface where icons and the menus are well placed and have a clear meaning is important for a successful interface. Users should not be frustrated by the symbols or icons on the interface, one should provide a pop-up message with details of the function of that interface this makes it more clear. While pointing at that icon you may not know the function of it but a pop up message appears which explains the function. 2. Concise This means straight to the point users do not want a lot of details in the interface. While making the interface clear one should not be trapped into adding a lot of information to overload the interface. The icons or details should be short to the point. The volume icon has a scale and icons which shows the high and low volume level. Although it is not easy to keep things, clear and concise developers should strive to achieve this. Sources( http://www.usabilitypost.com) 3. Familiar A good interface is one that a new user can easily learn and be able to use from the previous interfaces. While developers strive for uniqueness in their interface one thing should be clear, the interface should be familiar to the users for them to have interest to learn and use them effectively. Naturally, users do not like new things, different environment which they will struggle to adapt. Things that are familiar or terms which one uses should be familiar to the users of the system. A system that uses icons should be keen on the ty pe of the icons they use because the context of the system is very important. The screen shot below shows the user that he/she does not need to learn more about the interface because these are the tasks that they want to accomplish using this application hence easy to use. Sources ( http://www.usabilitypost.com) 4. Responsive This means that the system interface should be fast, users like an interface that enables them to accomplish tasks within a short period. It is frustrating for users to wait longer as their requests are being loaded slowly. The user should also have feedback from the system such as the percentage of work done by the system, remaining time and completion status either failed or successful. When the program is loading for instance, a progressing bar or a spinning wheel indicates the task status. The program below shows the time elapsed, time remaining and the percentage of the task done. 5. Consistent Users will learn and advance well in their interface usage if the design system is consistent. Having a system with different interfaces for each version of the program disorients the users. The placement of the Icons, tabs and other items on the interface must be consistent. For instance Microsoft interface are consistent for its application package which enables users to easily adapt from one application to another. 6. Attractive Making an interface attractive is important because users will enjoy performing their tasks with it and probably look forward to using the

What is information technology How is it changing our working lives Essay

What is information technology How is it changing our working lives - Essay Example sts that Information Technology is here and it will stay on for a very long period of time, until it gets replaced by some other advanced technology in the times to come (Wehn 1998). What is most important to decipher on the part of a world citizen is that Information Technology has played such a vital role in changing the lives of the people that it is almost impossible to negate the positives which have been brought about with the passage of time. Also what could be expected from Information Technology in the future remains a mystery because the marvels embedded within the domains of the same remain to be seen in the times to follow. Information Technology is an enabling force because it makes people think of the possibilities and eventualities that can arise from its incorporation within the systems and procedures of the present times. The manner in which Information Technology has come about as a facilitating agent has made even the staunchest critics realize that its due role is immense and Information Technology will be able to pave the way between the link that remains in a person’s needs and his desires. The gadgets, electrical appliances, cell phones, laptops, etc are all the marvels of Information Technology and many other things are also bracketed under the same heading (Wulf 1995). Information Technology makes use of the communication mechanisms that are there amongst the people and their desires so that their most potent needs could be fulfilled in the most feasible manner. If these needs are not properly addressed, there is enough room to make amends so that the ranks of Information Technology are taken care of in the most apt manner possible. Also what summarizes the debate of Information Technology stems from the fact what researchers have been able to devise with the passage of time and what they expect from the same in the times to come (Diwan 2002). These researchers and scientists believe that Information Technology is a force that will

Intergovernmental Finance and Paying a Share of the Cost Incurred by P Assignment

Intergovernmental Finance and Paying a Share of the Cost Incurred by Provincial Governments for Infrastructure Improvements - Assignment Example The control of funds is in the central government and it determines the distributable pool of resources. This is a Type D grant. It is a shared type of grant because it comes from the national tax. It however under the discretion of the central government where the 10% incomes tax will be allocated that is why it is Type D which is an ad hoc type of shared tax. IV. Annually the national government determines the amount of aid it will provide to subnational governments. The distribution of this financial aid is based on population density, the percentage of citizens under the age of fifteen, and the average household income. This is a Type F grant. This is an ad hoc transfer since it is under the central government’s discretion where to allocate the funds. It is further classified under the formula type of ad hoc transfer since the division of funds for allocation will be based on the computation of certain objective criteria and elements, in this case, population density, household income and percentage of a citizen under 15. This is a Type K grant. This is a type of reimbursable expenditure based on an emergency situation in a local unit. The funds will be approved and will come from the central government and the funds to be allocated would be the total or partial cost needed by the local government. VI. Local governments receive 40 percent of the motor vehicle license fees collected by the provincial government. The fees are allocated to the local governments based on the percentage of motor vehicles the province that is owned by residents in a particular local government jurisdiction. This is a Type B grant. It is a shared type of government funds but instead of being a national tax, the funds are from the provincial government collected from regular fees collected for the issuance of motor vehicle license. Forty percent is allocated to the local unit based on certain elements, in this case, the percentage of a motor vehicle owned by residents in a certain province.

A Room with a View: Chapter by Chapter Analysis

A Room with a View: Chapter by Chapter Analysis Opening a Window A Room with a View by E.D. Forster explores the struggle between the expectations of a conventional lady of the British upper class and pursuing the heart. Miss Lucy Honeychurch must choose between class concerns and personal desires. Honeychurch is a respectable young lady from a well-known family. She travels with Miss Charlotte Bartlett to Italy at the turn of the century. In Italy they meet Mr. Emerson and George Emerson. George is young man who falls in love with Lucy. Mr. Emerson is an idealist and a dreamer. Only a couple of days after they get to Italy George kisses Lucy while standing in the middle of a waving field of grass. George does this with out her permission or discussion. Even though this surprises Lucy and backs away she still participates in the kiss that tells the readers that there is something in her heart that drives her toward George. Georges function in A Room with a View is clear: he is a source of passion in a society that is tightly sealed with convention, timidity, and dryness. When Lucy comes home to Britain she is proposed to by Cecil. She accepts the offer because she knows that it is the proper thing to do. Cecil is an intelligent, well-respected man but lacks the passion that George penetrates. When Cecil attempts to kiss Lucy it is very different than George. He first of all asks permission, then Cecil timidly moves in to kiss her, and lastly his glasses fall off. This example shows the difference between Cecil and George and how Cecil lacks the aggression an d desire that George has. Lucy has to make the decision between the mind and the heart. She is torn between Cecils world of books and conformity and Georges world of passion and nature. This decision is not easy for Lucy to make. Lucy came really close to marrying the wrong man due to her lack of thought. She has grown up and lived a life of proper existence. However, Lucy possesses passionate qualities they have just been repressed her entire life. Her only emotion outlet is the piano, in which she prefers dramatic pieces by Beethoven. She plays the piano in order to let out her frustrations brought on by her surrounding characters. Lucy is brought up to be proper and not outgoing or passionate. George will eventually show her how to be passionate and open to new ideas. George is a man that breaks the chains of conformity to free Lucys spirit and he does this efficiency. George kisses Lucy for the second time and he explains that love exists between them. He tells Lucy that she can not marry Cecil because he does not understand women and will never understand Lucy. George also explains that Cecil only thinks that he loves but in actuality only wants her for an ornament. George, on the other hand, wants her as his partner in the great adventure of life. Lucy has lied to herself and to everyone else around her until she is eventually cornered into tearfully admitting her love for George. A Room with a View is a love story about a young proper women who is engaged to a proper man she does not love, and the frantic efforts a another young man to her see what love is and that she loves him. Lucy struggles between what is expected of her and what she really wants. By the end of the novel, George will have offered Lucy a view out of the window of her life. George will have opened a window for her. British social comedy examines a young heroines struggle against straitlaced Victorian attitudes as she rejects the man her family has encouraged her to marry and chooses, instead, a socially unsuitable fellow she met on holiday in Italy. Classic exploration of passion, human nature and social convention. A Room with a View was published in 1908. It was one of Forsters earliest novels, and it has become one of his most famous and popular. E.M. Forster was twenty-nine at the time of publication; two earlier novels, Where Angels Fear to Tread and The Longest Journey, had been poorly received. A Room with a View was blessed with good reviews, but it would not be until 1910 and the publication of Howards End that Forster would have his first major success. The novel deals with a group of British characters in two major settings: Part One and the final chapter are set in Florence, Italy, and Part Two is set mostly in a quiet part of Surrey, England. Forsters characters, like Forster himself at the time of the novels writing, live in the time of the British Empires zenith. With possessions in every part of the globe, the British Empire was as yet untouched by the difficulties of the two world wars. The monarch of England was also the king of Canada and the emperor of India; English citizens enjoyed the fruits of a system of exploitation and oppression that touched the far corners of the world. The remnants of Victorian sensibilities were still very much alive. Prim and proper Brits worried about refinement, the virtue of young girls, and the control of the passions. But it was also a time of change. Women began to clamor more loudly than ever for equal rights. Socialists were challenging old ideas about class and religion, and artists and thinkers began to challenge Victorian attitudes about emotion and sexuality. A Room with a View was one of those challenges. The story of young Lucy Honeychurchs choice between propriety and love, the novel casts Socialists as heroes and prim spinsters as antagonists. Lucys dramatic choice at the end of the novel is not only a victory for passion, but for womans independence. It was common for British citizens, particularly young men and women, to take the grand tour of Italy. The idea was for educated Brits to expose themselves to the work of Renaissance and Roman artists and architects, but like tourists throughout the ages, many travelers only had a superficial experience of Italy. They stayed with other British travelers, looked down on the Italians, and went to museums and ancient churches with their books of art criticism in hand. Forster criticizes this kind of tourist, but with some gentleness and a good deal of humor. A Room with a View is wonderful social commentary, but it is no acrid satire. The novel prefers to laugh lovingly at its subjects, and in the end the good in people matters much more to Forster than their shortcomings. The novel deals with Lucys growth toward self-awareness; by the end, she has learned the importance of expressing passion honestly. At the time, Forster was at the beginning of his first important relationship. A Room with a View is dedicated to H.O.M., Hugh Meredith, Forsters first love and the model for George Emerson. Throughout the novel, Forster speaks with great insight on the subject of repressed passion and the war between desire and societys conventions. His experiences as a gay man at the beginnings of his first relationship undoubtedly had a great influence on the writing of the novel. His lack of sexual experience also explains some of the novels shortcomings; although he writes beautifully about the beginning stages of the courtship between Lucy and George, in the final chapter he seems less certain, less insightful. Still, the book is an accomplished and beautiful love story, full of cutting but ultimately generous insights. And there are unforgettable moments: the firs t kiss between George is Lucy, passionate and unexpected on a hillside covered with violets, is one of the finest kisses in modern literature. Propriety and Passion: The conflict between social convention and passion is a central theme of the novel. Lucys match with George, by social standards, is completely unacceptable. But it is the only match that could make her happy. Her match with Cecil is far more conventional, but marriage to Cecil would destroy Lucys spirit. The Emersons are truly unconventional people. They care almost nothing for propriety. Mr. Emerson, a Socialist, speaks with great feeling about the importance of passion and the beauty of the human body. The British characters of the novel have very strong ideas about the need to repress passion and control young girls. To achieve happiness, Lucy will have to fight these standards, many of which she has internalized, and learn to appreciate her own desires. The beauty of human beings: A Room with a View is social commentary, but Forsters depictions of people are ultimately generous. He gently mocks the Honeychurches for their bourgeois habits, but he does not shy from depicting their strengths. They are loving and sincere, generous with guests and with each other. Cecils greatest fault is that he is entirely too critical of people. He cannot appreciate the good in the simple country gentry with whom Lucy has grown up. Even Charlotte, the prim spinster who is a major obstacle to the love between Lucy George, is allowed to have a moment of grace. In the end, Forster appreciates his characters goodness much more than he mocks their faults. Travel and the idea of Italy: Travel is a powerful force in the novel, and at its best it can be a life-altering experience. The heart of travel is to allow a place to get under ones skin; staying at British pensions and scorning Italian peasants do not the constitute the best experience one can get out of Italy. Italy gives Lucy insights into her life back at Windy Corner. It changes her perspective of herself. Although her experiences there confuse her, in working through the confusion she becomes a self-assured and independent young woman. The beautiful and the delicate: Lucy asks in the first chapter if beauty and delicacy are really synonyms. One of Lucys important lessons is that beauty need not be refined; much is beautiful in the gesture of kindness that oversteps propriety, or the act of passion that ignores convention. Lucy has to learn to see beauty in things that her society scorns or condemns. Womans position and independence: The Emersons are fervent believers in the equality of men and women. Lucy is not a rebel at heart, but she is often frustrated by the limitation put on her sex. Her marriage to Cecil could never be one between equals. Cecil is not so much in love with Lucy as he is in love with some idea of what a woman is supposed to be. He constantly compares her to a work of art, which, although it may be flattering, also objectifies her and ignores that she is a living person. What Lucy needs, although she does not know it, is a relationship between equals. She has no desire to be protected or instructed. Connection between nature and man: One of Mr. Emersons convictions is that man and nature are inextricable from each other, and only the mistakes of civilization separate man from his natural state. Closely connected to the theme of passion and the body, this theme runs throughout the novel. Forster emphasizes it by having the weather often mirror the thoughts of his characters. He also connects George and Lucy to the land at key points. Passion and the body: If nature and man are inextricable from each other, it follows that there should be no shame for the body or passion. Societys conventions try to hide both. The body must be hidden, a thing of which one should feel ashamed; passions must be controlled and regulated by rules tied to class and gender. Lucy has to overcome these conventions if she is to allow herself to love George. The Medieval/the Renaissance/the Classical: Forster uses time periods to represent characters and their attitudes. Uptight Cecil is always associated with the medieval; George is associated with the myths of the classical world. Italy is the land of both the classical Roman world and the Renaissance, and Forster uses these eras as symbols of beauty and passion. Music: Lucys relationship to her music is an important insight into her character. Her playing is an indication that she has untapped reserves of passion; Mr. Beebe remarks that one day Lucy will live as well as she plays. Lucys music also articulates her feelings better than her words can, and after playing she is more certain of what she wants. The Muddle: Forster constantly uses the word muddle to describe Lucys state of mind. The muddle arises when everything that one has been taught suddenly is thrown into doubt. It is one of the marks of growing up. Lucys muddle is frightening and confusing, but in working through it she will become a stronger and wiser person. Class snobbery: Class snobbery is a constant feature of A Room with a View. The Emersons, because they are not refined, are the most frequent victims of this snobbery. Country gentry look down on those who work hard for a living; Cecil looks down on the suburban ways of country gentry. Lucy has to overcome the class bigotry that she has been taught. Short Summary Lucy Honeychurch, a young English woman, is vacationing with her cousin, Charlotte Bartlett, at an Italian pension for British guests. They are vacationing in Italy together, and currently they are in Florence. While bemoaning the poor views outside their windows, Lucy and Charlotte are interrupted by another guest, an old man by the name of Emerson. Mr. Emerson offers them a room swap; he and his son George are both in rooms that offer beautiful views of Florence. Charlotte refuses; for a woman to accept such an offer from a man would make her indebted to him. It would be a serious breach of propriety. But later that evening, after the intercession of another guest, a clergyman named Mr. Beebe, Charlotte accepts the offer. Their stay in Florence continues, and Lucy continues to run into the eccentric Emersons. They are socially unacceptable by the snobbish standards of the other guests, but Lucy likes them. One day, while Lucy is walking alone in Florence, she witnesses a murder. George happens to be there, too, and he catches her when she faints. On the way home, they have a strange, intimate conversation as they walk along the river. But George stirs up feelings in Lucy that she is not ready to face, and she resolves not to see him again. However, later that week, they both end up on a carriage ride into the hills near Florence. The various British travelers disperse and wander around the hills, and Lucy finds herself alone. She stumbles onto an earth terrace covered with violets, and finds herself face-to-face with George. He kisses her, but the kiss is interrupted by Charlotte. The next day, under Charlottes direction, Lucy and Charlotte leave for Rome. Part 2 begins after the passage of several months. We are back at Windy Corner, the Honeychurch home in Surrey, England. In Rome, Lucy spent a good deal of time with a man named Cecil Vyse. The Vyses and the Honeychurches are on friendly terms, but Cecil and Lucy only knew each other superficially before Italy. In Italy, Cecil proposed to Lucy twice. She rejected him both times. As Part 2 begins, Cecil is proposing yet again. This time, she accepts. Now that they are engaged, Cecil and Lucy must spend time with Lucys various neighbors. Cecil, an aristocratic Londoner, despises the ways of the country gentry. He also dislikes Lucys brother, Freddy, and is not overly fond of Lucys mother. But Lucy puts up with it. At Charlottes request, she has never told anyone about her kiss with George. But before too long, the Emersons move into Cissie villa, a home not far from Windy Corner. Lucy is forced to face George Emerson again, but she manages to deal with him at a distance. She continues her engagement to Cecil, even though signs indicate that she is anxious about the marriage on a deep psychological level. To the reader, it is obvious that they are completely unsuitable for each other, but Lucy persists in the engagement. Soon, things come to a head: Charlottes boiler is broken, and she comes to stay as a guest at Windy Corner. And during her stay, Freddy, who has befriended George, invites George to come play tennis. It is all to take place on Sunday, and Lucy is terrified of what might happen. On Sunday, Cecil refuses to play tennis and pesters everyone by reading aloud from a bad British novel. Lucy soon realizes that the novel is written by Miss Lavish, a woman who stayed at their pension in Florence. Cecil reads a particularly humorous passage aloud, but Lucy sees nothing humorous about it: it is a fictional recreation of her kiss with George. The names are different, but the situation is unmistakable. She realizes that Charlotte told Miss Lavish what happened. George is also present for the reading of the passage. On the way back to the house, George catches Lucy alone in the garden and kisses her again. Lucy confronts Charlotte angrily about her indiscretion. She resolves to put George in his place. She has Charlotte sit in the room as support and witness, and she orders George never to return to Windy Corner. George argues with her passionately. He tells her that Cecil is stifling and unsuitable for her; Cecil will never love her enough to want her to be independent. George loves her for who she is. Lucy is shaken by his words, but she stands firm. George leaves, heartbroken. However, later that night, Cecil refuses again to play tennis with Freddy. Something in his refusal makes Lucy see him truthfully for the first time. She breaks off the engagement that very night. But Lucy still cannot admit to anyone, including herself, her feelings for George. Rather than stay at Windy Corner and face George, she resolves to leave for Greece. But one day not long before she is supposed to leave, she goes to church with her mother and Charlotte and meets Mr. Emerson in the ministers study. Mr. Emerson does not know that Lucy has broken off the engagement, but Lucy realizes before long that she cannot lie to the old man. She talks with him, and Mr. Emerson realizes that she has deep feelings for George. He presses the issue, forcing her to confront her own feelings. Finally, she admits that she has been fighting her love for George all along. The novel closes in Florence, where George and Lucy are spending their honeymoon. Not having her mothers consent, Lucy has eloped with George. Things are difficult with her family, but there is hope that it will get better. Whatever happens, George and Lucy have each other, and their life together promises to be full of happiness and love. We open in Florence at the Pension Bertolini, a pension for British travelers. Young Lucy Honeychurch and her cousin, Charlotte Bartlett, are bemoaning the poor rooms that they have been given. They were promised rooms with views. The two women sit at dinner in their pension, along with the other guests. Lucy is disappointed because the pension hostess has turned out to be British, and the dà ©cor of the pension seems lifted right out of a room in London. While Miss Bartlett and Lucy talk, an old man interrupts them to tell them that his room has a nice view. The man is Mr. Emerson; he introduces his son, George Emerson. Mr. Emerson offers Miss Bartlett and Lucy a room swap. The men will take the rooms over the courtyard, and Lucy and Charlotte will take the more pleasant rooms that have views. Miss Bartlett is horrified by the offer, and refuses to accept; she begins to ignore the Emersons and resolves to switch pensions the next day. Just then, Mr. Beebe, a clergyman that Lucy and Charlotte know from England, enters. Lucy is delighted to meet someone she knows, and she shows it; now that Mr. Beebe is here, they must stay at the Pension Bertolini. Lucy has heard in letters from her mother that Mr. Beebe has just accepted a position at the parish of Summer Street, the parish of which Lucy is a member. Mr. Beebe and Lucy have a pleasant talk over dinner, in which he gives Lucy advice about the sites of Florence. This vacation is Lucys first time in Florence. Soon, almost everyone at the table is giving Lucy and Miss. Bartlett advice. The torrent of advice signifies the acceptance of Lucy and Miss Bartlett into the good graces of the pension guests; Lucy notes that the Emersons are outside of this fold. After the meal, some of the guests move to the drawing room. Miss Bartlett discusses the Emersons with Mr. Beebe; Beebe does not have a very high opinion of Mr. Emerson, but he thinks him harmless, and he believes no harm would have come from Miss Bartlett accepting Mr. Emersons offer. Mr. Emerson is a Socialist, a term that is used by Mr. Beebe and Miss Bartlett with clear disapproval. Miss Bartlett continues to ask Mr. Beebe about what she should have done about the offer, and if she should apologize, until Mr. Beebe becomes annoyed and leaves. An old lady approaches the two women and talks with Miss Bartlett about Mr. Emersons offer. Lucy asks if perhaps there was something beautiful about the offer, even if it was not delicate. Miss Bartlett is puzzled by the question; to her, beauty and delicacy are the same thing. Mr. Beebe returns: he has arranged with Mr. Emerson to have the women take the room. Miss Bartlett is not quite sure what to do, but she accepts. She takes the larger room, which was occupied by George, because she does not want Lucy to be indebted to a young man. She bids Lucy goodnight and inspect her new quarters, and she finds a piece of paper pinned to the washstand that has an enormous note of interrogation scrawled on it. Though she feels threatened by it, she saves it for George between two pieces of blotting paper. Analysis Lucy is young and naà ¯ve; she is bright but not brilliant, although she has enough imagination and compassion to begin to look beyond the social conventions of her class and time. Forsters novel is full of insightful social commentary on the stuffiness of British social conventions. Modern readers are often surprised by Miss Bartletts deep anxieties about accepting a room trade with the generous but socially outcast Emersons. Miss Bartlett is acting under social pressures from several different directions. For one thing, Lucys mother has paid for Miss Bartletts travel expenses, and Miss Bartlett therefore feels responsible for guarding Miss Honeychurch from any possible harm. For Miss Bartlett, life is lived in accordance with what are arguably very precious and ridiculous concerns. Nothing is worse than a scene, and she must also guard Lucy from feeling obligation to a young man. Sex is a source of terrible anxiety for the British of this period, and a young womans reputation must be guarded at all costs. Lucy brings up an important theme of the novel when she asks about the delicate and the beautiful. Lucy wonders if delicacy and beauty might be different things, while Charlotte assumes that they are synonymous. As her social world defines beauty and delicacy, the two qualities are one and the same; beauty is found in politeness, in circuitous and subtle conversation, in avoidance of direct confrontation or over-earnest expressions of emotion. There is not beauty, therefore, in Mr. Emersons generous offer of a room trade. But Lucy is more imaginative than her cousin, and she is able to see that there is beauty in Mr. Emersons socially clueless but generous offer. He is completely unaware of the anxiety he is causing Miss Bartlett; either that or his is completely unconcerned about it. The important thing to him is the generosity of his offer. He does not intend to put Lucy or Charlotte under obligation. He sincerely thinks that a room with a view should go to the one who most enjoys the view. Lucy will have to learn to come to her own understanding of beauty. We see more of Lucys sensitivity and naturally sympathetic and sensitive disposition when she realizes that she and Charlotte have been accepted by the other guests of the pension. She sees that Mr. Emerson and George have not been accepted, and this knowledge makes her feel sorry for them. But Lucy is not strong enough yet to affect the world around her. Note that Charlotte handles all the details of the room trade, and Lucy is not yet confident enough to articulate her doubts about the stuffiness and petty concerns of her social world. Italy and travel make another important theme. The heart of this theme is a new places ability to get under the skin of the traveler, transforming her. Though she is not yet fully aware of it, Lucy longs for this kind of experience. She is deeply disappointed by the Pension Bertolini, which to her seems like another piece of England. She wants to go out into Italy and feel it fully, as richly as she can, away from the safety of British dà ©cor and sensibilities. The pension is juxtaposed to the world outside; the inside of the pension is decorated like a room in London. British social conventions are preserved and protected from the foreign country that surrounds the pension on all sides. The pension protects the guests from Italy, and so it prevents the transforming experience that is the best result of travel. Italy is also a direct challenge to the idea of beauty and delicacy being identical. Italys beauty is refined and sophisticated, but there is nothing delicate about its colo ssal Roman ruins, dramatic countryside, or rustic peasants. Lucys longing for a room with a view is a metaphor for her longing to connect with Italy and the new experiences the country offers. Instead of a view of the courtyard, she wants a view of the country. The window opening out into Florence symbolizes Lucys openness to a new world. Chapter Two In Santa Croce with No Baedeker: Summary: Lucy looks out her window onto the beautiful scene of a Florence morning. Miss Bartlett interrupts her reverie and encourages Lucy to begin her day; in the dining room, they argue politely about whether or not Miss Bartlett should accompany Lucy on a bit of sightseeing. Lucy is eager to go but does not wish to tire her cousin, and Miss Bartlett, though tired, does not want Lucy to go alone. A clever lady, whose name is Miss Lavish, intercedes. After some discussion, it is agreed that Miss Lavish and Lucy will go out together to the church of Santa Croce. The two women go out, and have a lively (but not too involved) conversation about politics and people they know in England. Suddenly, they are lost. Lucy tries to consult her Baedeker travel guide, but Miss Lavish will have none of it. She takes the guide book away. In their wanderings, they cross the Square of the Annunziata; the buildings and sculptures are the most beautiful things Lucy has ever seen, but Miss Lavish drags her forward. The women eventually reach Santa Croce, and Miss Lavish spots Mr. Emerson and George. She does not want to run into them, and seems disgusted by the two men. Lucy defends them. As they reach the steps of the church, Miss Lavish sees someone she knows and rushes off. Lucy waits for a while, but then she sees Miss Lavish wander down the street with her friend and Lucy realizes she has been abandoned. Upset, she goes into Santa Croce alone. The church is cold, and without her Baedeker travel guide Lucy feels unable to correctly view the many famous works of art housed there. She sees a child hurt his foot on a tomb sculpture and rushes to help him. She then finds herself side-by-side with Mr. Emerson, who is also helping the child. The childs mother appears and sets the boy on his way. Lucy feels determined to be good to the Emersons despite the disapproval of the other pension guests. But when Mr. Emerson and George invite her to join them in their little tour of the church, she knows that she should be offended by such an invitation. She tries to seem offended, but Mr. Emerson sees immediately that she is trying to behave as she has seen others behave, and tells her so. Strangely, Lucy is not angry about his forwardness but is instead somewhat impressed. She asks to be taken to look at the Giotto frescoes. The trio comes across a tour group, including some tourists from the pension, led by a clergyman named Mr. Eager. Mr. Eager spews commentary on the frescoes, which Mr. Emerson heartily disagrees with; he is skeptical of the praise and romanticizing of the past. The clergyman icily leads the group away. Mr. Emerson, worried that he has offended them, rushes off to apologize. George confides in Lucy that his father always has that effect on people. His earnestness and bluntness are repellent to others. Mr. Emerson returns, having been snubbed. Mr. Emerson and Lucy go off to see other works. Mr. Emerson, sincere and earnest, shares his concerns for his son. George is unhappy. Lucy is not sure how to react to this direct and honest talk; Mr. Emerson asks her to befriend his son. She is close to his age and Mr. Emerson sense much that is good in the girl. He hopes that these two young people can learn from each other. George is deeply saddened by life itself and the transience of human ex istence; this cerebral sorrow all seems very strange to Lucy. George suddenly approaches them, to tell Lucy that Miss Bartlett is here. Lucy realizes that one of the old women in the tour group must have told Charlotte that Lucy was with the Emersons. When she seems distressed, Mr. Emerson expresses sympathy for her. Lucy becomes cold, and she informs him that she has no need for his pity. She goes to join her cousin. Analysis: Although Miss Lavish prides herself on being original and unconventional, Forster subtly shows that her radicalism is polite, precious, and limited. She disapproves of the Emersons just as much as everyone else does, and though she pretends to be worldly and well traveled (she takes away Lucys Baedeker guide), she gets the two women lost. Nor does she understand the value of getting lost: she is so fixated on getting the women to Santa Croce that she rushes past the beautiful Square of the Annunziata without noticing a thing. Her attitude toward the Italians is patronizing in the extreme: she defines democracy as being kind to ones inferiors. Although Forster is writing incisive social commentary on the stuffiness of British society, he uses Miss Lavish as an example of a certain kind of false rebelliousness. She is ultimately as snobby and precious as everyone else, and her brand of radicalism tends to reinforce stuffy conventions rather than challenge them. Lucy is not a brilliant girl, and she lacks the originality and confidence to make her own judgments about art. In Santa Croce, she longs for her Baedeker guide so that she can know good art from bad. She lacks the confidence to just look at the paintings; she wants to know which frescoes have been pronounced by the critics to be truly beautiful. Lucy has some generosity of spirit and often feels uncomfortable with stifling social conventions, but she is not a genius or revolutionary. She is still young and very naà ¯ve; by the novels end she will be a much wiser and independent person. Part of Forsters brilliance is his restraint. He resists the temptation to make Lucy into a brilliant firebrand, and instead makes her to be, in many ways, a very typical girl for her class and education. She is often caught between convention and an inner sense of what is beautiful rather than delicate. She is unquestionably drawn to George Emerson. In Santa Croce, she notices that his face is rugged and handsome, and she also notices the strength and physical attractiveness of his body. But his melancholy attitude puzzles her, and his angst seems humorous to her in some ways. Mr. Emerson compares him to the child that stumbled and hurt his toe on a tomb statue of Santa Croce. The tomb becomes a symbol of mortality, and George has stubbed his too; George is upset by mortality and the transience of human existence. Life itself hurts and puzzles him. Mr. Emersons social awkwardness and earnestness combine to make him a very unpopular man. Even Lucy rebuffs him at the end of this chapter, resenting his pity for her. But we can see from his attempted apology to Mr. Eager that he does not mean to offend; in fact, he earnestly desires that everyone should always have a nice time. And his criticism of Mr. Eagers romanticizing of Giottos art and time has its own valid perspective, although Mr. Emerson has difficulty expressing his ideas tactfully. Cha Human Resource Management: State Bank of Pakistan Human Resource Management: State Bank of Pakistan The purpose of this report is to give an overview of the Human Resource Management of the bank , which management of the State Bank of Pakistan practice provides to its employees to achieve his goals of high professionalism and productivity. Motivation is the willingness to exert high levels of efforts toward organizational goals, conditioned by the efforts ability to satisfy some individual needs. The effort element is a measure of intensity. When someone is motivated, he or she tries hard. Efforts that are directed toward, and consistent with, the organizations goal is the kind of effort that we should be seeking. Motivated employees are in a state of tension. They exert effort. The greater the tension, the higher the effort level. If this effort successfully leads to the satisfaction of the need, tension is reduced. This tension reduction effort must also be diverted toward organizational goals. Individuals need be compatible and consistent with the organizations goals. The State Bank of Pakistan has embarked upon a major project to renew, build and strengthen its institutional capacity. Recently, State Bank of Pakistan has adopted highly motivated policies to transform the Bank into a highly professional, efficient and modern institution, which is fully equipped to play a meaningful role in the economic development of Pakistan. This report attempts to consolidate all motivational policies and guidelines in a summarized form for the benefit of students and perspective candidates for employment in the Bank. I hope that it would prove useful as a reference guide. INTRODUCTION State Bank of Pakistan is the Central Bank of the country. While its constitution, as originally lay down in the State Bank of Pakistan Order 1948, remained basically unchanged until 1st January 1974 when the Bank was nationalized, the scope of its functions was considerably enlarged. The State Bank of Pakistan Act 1956, with subsequent amendments, forms the basis of its operations today. Under the State Bank of Pakistan Order 1948, the Bank was charged with the duty to regulate the issue of Bank notes and keeping of reserves with a view to securing monetary stability in Pakistan and generally to operate the currency and credit system of the country to its advantage. The scope of the Banks operations was considerably widened in the State Bank of Pakistan Act 1956, which required the Bank to regulate the monetary and credit system of Pakistan and to foster its growth in the best national interest with a view to securing monetary stability and fuller utilization of the countrys product ive resources. Under financial sector reforms, the State Bank of Pakistan was granted autonomy in February 1994. On 21st January, 1997, this autonomy was further strengthened by issuing three Amendment Ordinances (which were approved by the Parliament in May, 1997) namely, State Bank of Pakistan Act, 1956, Banking Companies Ordinance, 1962 and Banks Nationalization Act, 1974. The changes in the State Bank Act gave full and exclusive authority to the State Bank to regulate the banking sector, to conduct an independent monetary policy and to set limit on government borrowings from the State Bank of Pakistan. The amendments in Banks Nationalization Act abolished the Pakistan Banking Council (an institution established to look after the affairs of NCBs) and institutionalized the process of appointment of the Chief Executives and Boards of the nationalized commercial banks (NCBs) and development finance institutions (DFIs), with the Sate Bank having a role in their appointment and remova l. The amendments also increased the autonomy and accountability of the Chief Executives and the Boards of Directors of banks and DFIs. Like a Central Bank in any developing country, State Bank of Pakistan performs both the traditional and developmental functions to achieve macro-economic goals. The traditional functions, which are generally performed by central banks almost all over the world, may be classified into two groups: (a) the primary functions including issue of notes, regulation and supervision of the financial system, bankers bank, lender of the last resort, banker to Government, and conduct of monetary policy, and (b) the secondary functions including the agency functions like management of public debt, management of foreign exchange, etc., and other functions like advising the government on policy matters and maintaining close relationships with international financial institutions. The non-traditional or promotional functions, performed by the State Bank include deve lopment of financial framework, institutionalization of savings and investment, provision of training facilities to bankers, and provision of credit to priority sectors. The State Bank also has been playing an active part in the process of Islamization of the banking system. The main functions and responsibilities of the State Bank can be broadly categorized as under. MAIN FUNCTIONS AND RESPONSIBILITIES Being the Central Bank of the country, State Bank of Pakistan has been entrusted with the responsibility to formulate and conduct monetary and credit policy in a manner consistent with the Governments targets for growth and inflation and the recommendations of the Monetary and Fiscal Policies Co-ordination Board with respect to macro-economic policy objectives. The basic objective underlying its functions is two-fold i.e. the maintenance of monetary stability, thereby leading towards the stability in the domestic prices, as well as the promotion of economic growth. To regulate the volume and the direction of flow of credit to different uses and sectors, the Bank makes use of both direct and indirect instruments of monetary management. Until recently, the monetary and credit scenario was characterized by acute segmentation of credit markets with all the attendant distortions. A number of fundamental changes have since been made in the conduct of monetary management which essentially m arked a departure from administrative controls and quantitative restrictions to market-based monetary management. A reserve money management program has been developed. In terms of the program, the intermediate target of M2 would be achieved by observing the desired path of reserve money the operating target. While use in now being made of such indirect instruments of control as cash reserve ratio and liquidity ratio, the programs reliance is mainly on open market operations. INTRODUCTION TO HRM Human resource management plays a pivotal and expanding role in shaping the success of organizations and is done by the Human Resource department. PURPOSE OF HUMAN RESOURCE MANAGEMENT: The purpose of Human resource management is to improve the productive contribution of people to the organization in ways that are strategically, ethically and socially responsible. To carry out this role managers and HR department needs to satisfy multiple objectives like societal, organizational, functional, and personal objectives. These objectives are achieved through variety of HR activities designed to obtain, maintain, utilize, evaluate and retain an effective work force. These activities are the responsibility of all managers in the organization, even though many of them may be delegated to specialists in the HR department. DEVELOPING HUMAN ASSETS Alongside the development of its physical facilities, SBP is deeply conscious of the pivotal role that human resources play in the success of the organization. As the matter of fact, human resource development has been identified as an area of key importance. While strengthening the rank of is workforce with quality professionals at various levels of management, the bank also undertakes several initiatives for improving productivity and efficiency at all levels. Through computer training, various in house courses, sponsorship of staff for studies at professional institution and seminars, the bank is providing its employees ongoing opportunities for continuous self-improvement and learning. SWOT ANALYSIS OF SBP Strengths Internal Competencies specially core competencies of SBP weaknesses Inability to perform activities Opportunities Positive trends in the environment for SBP Threads Negative trends in the environment for SBP STRENGTH SBP is sole authority to regulate monetary policy and it is also bankers bank. SBP departments are computerized, and with modern technological facilities. SBP every year inducting fresh blood to increase the efficiency and effectiveness of bank. SBP is guide to government on economical and financial affairs. Deals with foreign exchange and bank reserve position and also with NOSTRO balance. Computerized system of data collection and dissemination. Security to depositor Watch dogs for frauds and money laundering. WEAKNESSES Decision making system is totally centralized. There were routine work and long working hours that effect on the efficiency of employees that causes bore. Lower employees are not satisfied with salary and facilities. Virus safety system. Data is stored in single place. Slow processing No surety of data received from authorized dealers. OPPORTUNITIES Through higher educational scheme for abroad, SBP can maximize efficiency. According to modern requirement. SBP is implementing new comprehensive software system. SBP can increase the confidence of investor in FX market, to control on money laundering. System is upgradeable, upgrading will improve the efficiency. They can use create operate. SBOTS scheme is a big opportunity in future to increase the level for State Bank. THREATS Instability of political government that effect on SBP performance. Law and order situation in country; lose the confidence of foreign investor as well as local, that also effect overall performance of SBP. High pressure of external donor agencies, that effect on the policies of SBP. Due to dependence on computerized data different kinds of Virus can attack and damage the data. Data can be manipulated easily. ROLE OF HR: STRATEGIC PARTNER: The strategic partner of SBP is Hay group. CHANGE AGENT: They have special teams from each department who is responsible to face the environmental challenges and bring any necessary change regarding such changes in organization. For this HR works closely with these teams to implement theses changes successfully. HUMAN RESOURCE PLANNING: In state bank of bank there is a key role of HR in developing the strategic management process of the company with the consultation of top management. The key role of HR in the planning process involves Compensation, Manpower requisition, Business growth, Evaluation and reduction of the costs of benefits given to employees etc. It is important to recall here that HR department has the influence only on the non-unionized staff, means any HR function related to non-unionized staff, like hiring, firing, Compensation, Perks and benefits etc, would be set by the HR department, while issues related to unionized staff would be handled by the Admin Department. Some of the major planning functions of Human resource department in state bank of Pakistan are discussed below: Reducing the Costs of Benefits: Here the department determines the costs that incurs to the company due to the benefits given to its employees and find ways how to reduce them. These human and financial costs include salaries and the perks and benefits given to employees. For example state bank gives Cars to its employees at managerial level positions and above. To Ensure the best use of Financial Resources: Here, the HR department monitors the ratio of manpower to other costs in order to assist decisions regarding the best use of financial resources. Succession Planning: In order to better meet the needs of business and to avoid external hiring, the HR department develops succession plans. In this process, they create a chart of succession plans, which lists down the acting head, and his particulars like age, qualifications, traits, etc and his alternative available options, this chart assists in the situation when the incumbent leaves the job due to any reason, then what are the best options, age wise, experience wise, qualification wise, etc. Salient Features of Human Resource Planning: To help in determining appropriate recruitment levels to avoid expensive and unsatisfactory panic measures, in case of staff shortage, or frustration of losing business through lack of trained staff. To anticipate redundancies and find ways of preventing them and their attendant human and financial costs. To monitor the ratio of manpower to other costs in order to assist decisions regarding the best use of financial resources. To provide the basis for training and development programs in order to meet the needs of business and related succession plans. To identify future accommodation requirements in the form of working space, lunchroom, library, conference room and prayers area, etc. To help in making cost of living and other compensation estimates. To have appropriate control over capital expenditures. HUMAN RESOURCE INFORMATION SYSTEM There is a centralized HR information system from which employees can access information. It consists of a website where employees can gain access to information about the company background, financial, careers/job opportunities and newsroom. JOB ANALYSIS In SBP job analysis is done through individual interview questionnaire and intermediate supervisor. JOB DESCRIPTION Job description: job description is design by HR joint director, immediate supervisor of that specific department .they has divided this job to their respective department, head. They have to design the job description of their respective department. RECRUITMENT SELECTION The quality of an organizations human resources depends on the quality of its recruits. Recruitment is the process of finding and attracting capable applicants for employment and Selection is a series of steps through which the applicants pass. It heavily depends on inputs such as job analysis, HR plans, and recruitment. Although operating managers are often involved, much of the recruitment process is the responsibility of professionals in the HR department. These professionals are called recruiters. Recruiters should be aware of constraints and challenges surrounding the requirement process before they attempt to find suitable applicants.SBP is very responsive organization and is always in a process of finding capable applicants for employment. This responsibility primarily belongs to personnel department and all the recruiters are trained for this purpose. METHOD OF RECRUITMENT INTERNAL HIRING: SBP is done through internal advertisement and mail to their respective department. It is done through notice board. EXTERNAL HIRING Giving an add in the leading newspapers does the job announcement. As per criteria of SBP, on receipt of the applications from candidates holding masters degree in any one of the following disciplines. Business Management. Economics. Maths/ statistics Computer Sciences. Are entered in the database and are sorted out w.r.t. Pre-requisites. The applicants are then called for a written test through a letter. The tests along with the result are handled by an independent institution (IBA)(IBP) and SBP The results are then submitted to SBP for further processing. The successful candidates are called for an interview. The short listed candidates from the first interview are then called for the second and then third interview. The successful candidates are then informed through a letter and called to give a joining date. The candidates confirm the joining dates to the Personnel department. The selected candidates are then given brief orientation about different department and functions of the bank. After orientation they are placed in to different departments according to their qualifications and department needs APPRAISAL SYSTEM CONDUCT IN SBP The Appraisal process commence with the performance standards in accordance with strategy set by the State bank of Pakistan. The policy of the State bank of Pakistan in respect of job measurement is skip span. The employees are asked to write a daily report on the work done by them. These reports are submitted to the subordinators on the daily bases , on the other hand the subordinators personally observe every employee and mach them with marks according to the work accomplished by the employee. The subordinator then submit the daily report after every four weeks to the managers along with the letter of recommendation written by the subordinators after evaluating employee performance. These reports are then send to the HRM department where these reports are discussed in the meeting and then all decisions take place according to the merit. TRAINING AND DEVELOPMENT Training and development is a continuous process and is designed to bring about a change in the attitude of employees with respect to the job they are doing, the people around them, the new procedures, techniques and skills which they can use. It is also to make them more conscious of their responsibilities and how to perform them will. Therefore, all training is planned and coordinated in a systematic manner by the bank in terms of the needs and the talents required in the bank. The training and development efforts are not confined to a few formal class room courses but extended in all directions to remove employees weaknesses and making the most of their strengths. TYPES OF TRAINING 1. ORIENTATION TRAINING Every new employee will be given an orientation to familiarize him with the bank organization, functions, activities, policies, procedures and programs. This type of training would be an individual basis or group classroom training, depending on the number of participants available. The duration and content of the course will be determined to meet the needs of individuals concerned in consultation with respective Department Heads / General Managers. Depending upon the type of job and the expense needed, newly hired employees as well as the promotes assigned to new fields of activities, will be given on the job training for a period ranging from one week to twenty-four weeks as may be deemed necessary. 2. TECHNICAL AND SPECIALIZED TRAINING Job knowledge is an essential part of ones responsibility in any position. Since technology, methods, processes are changing at a fast rate, it is imperative that employees should learn new skills and techniques through specialized and technical courses organized within the bank, or by outside agencies. It is through these courses that the employee will be able to reach a high level of proficiency. 3. SUPERVISION/MANAGEMENT DEVELOPMENT THROUGH IN-HOUSE TRAINING COURSES COURSES CONDUCTED BY OUTSIDE ORGANIZATIONS IN PAKISTAN In order to have a balanced approach to n all-round development of our management employees, appropriate emphasis will also be laid on the development of supervisory and management skills employees. To this end, selected employees will participate in formal classroom course workshops, which may be either bank organized or conducted/sponsored by outside organizations such as Pakistan Institute of Management, Pakistan Management Association or other similar organizations. Standard basic management training programs, which may be considered for participation, are as follows: Effective Supervision Practice of Supervision Problems of Management Seminar Advance Management Course Management Course for Junior Executives Problem Analysis and Decision Making Conference Leadership Job Instructions Methods etc. The employee will be exposed to these development courses in a systematic manner. The supervisor of the participants will be responsible for follow up on the training and for ensuring that the techniques and methods learnt by their subordinates are applied to on-the-job performance. Nomination of an employee to attend such courses will be at the discretion of the Management. 4. ON-THE-JOB TRAINING It is well regarded that the best place for effective learning to occur is on-the-job i.e. the employee learning the job by doing it under skillful instruction and coaching by his superior. Since many Supervisors/Managers are not trained instructors, the Department will provide training the Job Instruction Methods through practice of Supervision Course. 5. SELF-DEVELOPMENT Recognizing that self-development is the primary responsibility of the individual, bank would provide opportunities for development through making available professional literature, job rotation, counseling and discussions and seminars relating to the job of the individual. 6. TRAINING OUTSIDE PAKISTAN For acquiring specialized skills, the bank may nominate management employees for training abroad with international training institutions of repute of such organizations that may be having commercial affiliation of technical collaborationAlso nominations may be made to suitable courses and seminars abroad if foreign governments or international institutions offer such opportunities to Pakistan through the Ministry. COMPENSATION AND BENEFITS Steps have been taken to improve the motivation and morale of the employees with focus on employee training and development and performance appraisals. Computer training courses, workshops and seminars have been conducted to equip the employees with modern techniques. Relationships with all the employees have remained cordial. Management Division: All policy matters and planning for new initiatives is carried out in Compensation Benefits Performance Management Division. In this division some operational elements are running simultaneously. The Competency based Performance Management System is managed by this Division. This Division also handles Manpower Planning and Job evaluation process, which is another new area. IMPROVEMENT IN SERVICE CONDITIONS State Bank is the central bank of Pakistan. It provides matchless intrinsic as well as extrinsic motivations for development of the professionalism. The following is a brief of motivations provided to its employees by the State Bank of Pakistan:- SALARY STRUCTURE FRINGE BENEFITS STAFF LOAN POLICY FACILITY OF OUTSTANDING DUTY FACILITY OF BANKS CAR PETROL CEILING MEDICAL FACILITIES TELEPHONE CHARGES AT RESIDENCE FACILITY OF NEWSPAPERWS JOURNAL GROUP TERM ASSUARANCE CASH AWARDS FOR ACQUIRING RETIREMENT POLICIES PROFESSIONAL/ACADEMIC QUALIFICATION FAMILY PENSION GRATUITY BENEVOLANT FUND SCHEME GRANT FROM THE FUND GIFT TO RETIRING EMPLOYEES General Salary Structure (Officer Cadre) Salary Grade Minimum (PKR) Maximum (PKR) OG 7 58,500 135,300 OG 6 43,400 109,300 OG 5 40,200 103,000 OG 4 36,500 95,000 OG 3 30,000 83,000 OG 2 25,000 67,500 OG 1 16,481 47,850 (Support Staff Cadre) Salary Grade Minimum (PKR) Maximum (PKR) S- 7 14,400 37,400 S- 6 13,838 34,500 S- 5 11,903 31,600 S- 4 10,733 29,000 S- 3 9,675 24,500 S- 2 8,573 20,300 S- 1 8,100 18,700 (Specialized Salary Structure) Level Minimum (PKR) Maximum (PKR) Entry 40,000 80,000 Middle 60,000 120,000 Higher 80,000 150,000 Managerial M-1or M-2 Core Benefits (applicable across salary structure) Medical Full medical facilities for self, spouse, children and dependent parents as per bank rules. Also, applicable to retired employees Rest Recreation Leave Allowance 15 days leave with 50% of monetized salary as Rest Recreation Allowance each year for Officers. Leaves All officer-grade employees earn leaves for every 6 working day. All support-grade employees earn leaves for every 5 working days. Leaves earned can be accumulated up to 40 per year for Officer-grade employees. Leaves earned can be accumulated up to 72 per year for Support-grade employees. Upon accumulation of leave balance, the employee can proceed to perform Hajj once in the entire service 90 days maternity leaves (exclusive of regular leaves) are allowed to all female employees subject to maximum of three times. Staff Loans Personal loan (Interest free) to meet emergencies up to 03 monetized salaries payable in a maximum period of 2 years House Building Loan / Car Loan up to 60 monetized salaries payable in the entire remaining service (up to 60th birthday of employee). The bank on behalf of the employees free of cost also insures this loan with out charging of premium from employees. Computer loan of PKR 70,000 (maximum) payable in the entire remaining service Group Term Assurance (GTA) Group term assurance covers the employee as under: Salary Ranges (PKR) Sum Assured (PKR) Life Insurance Premium (PKR) 55,001 and Above 1,500,000 312.50 37,501 to 55,000 1,000,000 208.33 18,001 to 37,500 800,000 166.67 Up to 18,000 600,000 125.00 Deputation Allowance Employees are entitled to additional 20% of their monetized salary as a Deputation Allowance along with comprehensive medical facilities for self and dependent family members. Annual Merit Increases Annual Merit Increase (AMI) for the year 2005 is paid as per following schedule: For Employees in Grade OG-1 and Below: AMI for employees in grades OG-1 and below has been determined on the basis of their average marks awarded by the reporting and finalizing officers as per following grid: Range of Marks AMI 49 50 4.5% 47 48 4% 41 46 3% 11 40 2% 0 10 Nil For Employees in Grades OG-2 to OG-5: AMI for employees in grades OG 2 to OG 5 has been determined on the basis of placing the absolute performance ratings of employees as reported by their respective appraisers in appropriate clusters and thereafter categorizing these ratings in accordance with Bell Curve principles into four appraisal categories as follows: Appraisal Category AMI % A = Outstanding Performers 9 % B+ = Above Average 7 % B = Fully Satisfactory 5 % C = Below Average 1.5% For OG 7 employees: AMI for OG- 7 employees at a uniform rate of 6 %. For employees in Separate Salary Structure for Specialized Professionals: AMI for employees in cluster of Separate Salary Structure for Specialized Professionals has been determined at a uniform rate of 5%. Performance Bonus Top 10% of performers in the Bank are paid a one time Performance Bonus @ 3% of annualized monetized pay Bank Provided Car Entitlement (Pakistan assembled) OG-5 800 cc car (AC) without petrol ceiling and driver salary OG-6 1000 cc car (AC) without petrol ceiling and driver salary OG-6 (HOD) 1000 cc car (AC) with petrol ceiling (200 Liters) and driver salary OG-7 1300 cc car (AC) of their choice with petrol ceiling (340 Liters) on optional Banks driver or driver salary Transfer of Ownership Cars are provided to the employees on the basis of a loan depreciation scheme. On completion of 5 years deprecation life of the cars the assignee becomes the owner of vehicles. 10. Telephone Facility .OG.7 (900 calls) OG.6 (600 calls) OG.54 (400 calls) OG 32. (200 calls) 11. Post Retirement Benefits Officers Grade 4 and above on their retirement or their family members in the events of employees death are entitled for the following additional benefits for a period of six months: a) 40% Monetised pay in lieu of House Rent Ceiling b) Electricity, Gas and water charges as per entitlement at the time of Retirement/Death c) 50% of telephone charges as per entitlement at the time of Retirement/Death d) Cost of 50% Petrol Ceiling as per entitlement at the time of Retirement/Death Pension Policy Prior to 1997 Federal Government rules as contained in Compendium of Pension Rules and Order were applicable in State Bank of Pakistan. After monetisation, the concept of pay has been abolished and 50% of monetised salary is taken into account for the purpose of calculation of retirement benefits. 13. Education Allowance Rs.500/- per month is allowed to Clerical/Non-Clerical employees. 14. Traveling Transportation Charges a. Officers on their retirement are entitled to reimbursement of economy class airfare for self and eligible family members from the airports nearest to their place of posting and their hometown as per bank record or they can claim payment of ACC sleeper train fare. b. All officers and staff of the bank either on transfer or retirement are entitled to actual cost of transportation of household effects to their place of new posting/domicile outside Karachi against production of proper receipts subject to a maximum amount of one months monetised salary. Travel Daily Allowance (a) The rates of gross Daily Allowance for different categories of employees are as under: Category of Employees Positions Gross DA (Rs) S-1 to S-3 Non-clerical Staff 800 S-4 to S-7 Clerical Staff<